Five Star Bancorp's book value per share for the quarter that ended in Mar. 2026 was $21.45.
During the past 12 months, Five Star Bancorp's average Book Value Per Share Growth Rate was 12.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Five Star Bancorp was 29.90% per year. The lowest was 10.90% per year. And the median was 19.40% per year.
Five Star Bancorp's current price is $48.18. Its book value per share for the quarter that ended in Mar. 2026 was $21.45. Hence, today's PB Ratio of Five Star Bancorp is 2.25.
During the past 7 years, the highest P/B Ratio of Five Star Bancorp was 3.37. The lowest was 1.19. And the median was 1.71.
Warning Sign:
Five Star Bancorp stock PB Ratio (=2.25) is close to 5-year high of 2.4.
Five Star Bancorp (NAS:FSBC) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Five Star Bancorp Book Value per Share Related Terms
Five Star Bancorp Book Value per Share Historical Data
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The historical data trend for Five Star Bancorp's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSBC vs ESQ, EQBK, MCBS: Book Value per Share Comparison
For the Banks - Regional subindustry, Five Star Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five Star Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Five Star Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Five Star Bancorp's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five Star Bancorp (FSBC) has a Book Value per Share of $21.45 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Five Star Bancorp and its competitors.
Is Five Star Bancorp's Book Value per Share too high?
Five Star Bancorp's current Book Value per Share is $21.45. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's Book Value per Share compare to ESQ and EQBK?
Five Star Bancorp's Book Value per Share of $21.45 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Five Star Bancorp and its competitors. Five Star Bancorp's current Book Value per Share is $21.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.27, compared to a current price of $48.18 — trading 29.3% above its estimated fair value. The current Book Value per Share is $21.45. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current Book Value per Share is $21.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five Star Bancorp (FSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued.
The current stock price of $48.18 is trading 29.3% above its estimated GF Value™ of $37.27.
GuruFocus considers Five Star Bancorp to be Modestly Overvalued.
Key valuation signals for FSBC:
Book Value per Share: $21.45
GF Value™: $37.27 vs. price of $48.18 (29.3% above fair value)
No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score
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