FSBC (Five Star Bancorp) Dividend Yield %: 1.87% (As of Jun. 26, 2026) — 24% Below Median


FSBC Five Star Bancorp FSBC
66 GF Score
Price $48.04
GF Value $37.27
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Five Star Bancorp Dividend Yield %?

Five Star Bancorp FSBC +0.67% 66 Dividend Yield % is 1.87% as of Jun. 26, 2026, which is 24% below its 10-year median of 2.47. GuruFocus rates FSBC with a GF Score™ of 66/100 and a GF Value™ of $37.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,252 Banks companies, Five Star Bancorp ranks worse than 77.96% on this metric.

As of today (2026-06-26), the Trailing Annual Dividend Yield of Five Star Bancorp is 1.87%.

Warning Sign:

Five Star Bancorp stock Dividend Yield % is close to 3-year low.

The historical rank and industry rank for Five Star Bancorp's Dividend Yield % or its related term are showing as below:

FSBC' s Dividend Yield % Range Over the Past 10 Years
Min: 0.48   Med: 2.47   Max: 3.73
Current: 1.87

During the past 7 years, the highest Dividend Yield of Five Star Bancorp was 3.73%. The lowest was 0.48%. And the median was 2.47%.

FSBC's Dividend Yield % is ranked worse than
77.96% of 1252 companies
in the Banks industry
Industry Median: 3.03 vs FSBC: 1.87

Five Star Bancorp's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.29.

During the past 7 years, the highest Dividend Payout Ratio of Five Star Bancorp was 0.35. The lowest was 0.11. And the median was 0.27.

As of today (2026-06-26), the Forward Dividend Yield % of Five Star Bancorp is 2.07%.

Five Star Bancorp's Dividends per Share for the three months ended in Mar. 2026 was $0.25.

During the past 12 months, Five Star Bancorp's average Dividends Per Share Growth Rate was 6.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Five Star Bancorp was 38.70% per year. The lowest was 10.10% per year. And the median was 24.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Five Star Bancorp  (NAS:FSBC) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Five Star Bancorp Dividend Yield % Related Terms


Five Star Bancorp Dividend Yield % Historical Data

* Premium members only.

The historical data trend for Five Star Bancorp's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Five Star Bancorp Dividend Yield % Chart

Five Star Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial 1.00 2.20 2.86 2.66 2.24

Five Star Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.88 2.80 2.48 2.24 2.25

FSBC vs SBNC, TRST, HAFC: Dividend Yield % Comparison

For the Banks - Regional subindustry, Five Star Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Five Star Bancorp Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Five Star Bancorp's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Five Star Bancorp's Dividend Yield % falls into.


FSBC
66GF Score
Five Star Bancorp FSBC
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Five Star Bancorp Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Five Star Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2500002026-05-042026-05-042026-05-11Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002026-02-022026-02-022026-02-09Cash DividendquarterlyUSD:USD 1.000000
USD 0.2000002025-11-032025-11-032025-11-10Cash DividendquarterlyUSD:USD 1.000000
USD 0.2000002025-08-042025-08-042025-08-11Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Five Star Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.9/48.04
=1.87 %

Current Share Price is $48.04.
Five Star Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.9.

Five Star Bancorp's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1/48.04
=2.08 %

Current Share Price is $48.04.
Five Star Bancorp's Dividends per Share for the forward twelve months is calculated as $0.25 * 4 = $1.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 1.87% mean?
Five Star Bancorp (FSBC) has a Dividend Yield % of 1.87% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Five Star Bancorp and its competitors. This is 24% below median its historical median of 2.47. Over the past decade, Five Star Bancorp's Dividend Yield % has ranged from 0.48 to 3.73. According to the industry distribution chart, Five Star Bancorp ranks #976 out of 1252 companies in the Banks industry, placing it in the top 78%.
Is Five Star Bancorp's Dividend Yield % too high?
Five Star Bancorp's current Dividend Yield % of 1.87% is 24% below median its 10-year median of 2.47. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 3.73. The Banks industry median Dividend Yield % is 3.03. Five Star Bancorp's value of 1.87% is 38.3% below this industry median. Based on the distribution chart, Five Star Bancorp ranks #976 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's Dividend Yield % compare to SBNC and TRST?
According to the Banks industry distribution chart, Five Star Bancorp ranks #976 out of 1252 companies for Dividend Yield %. This places Five Star Bancorp in the lower half of its industry. The industry median Dividend Yield % is 3.03. Five Star Bancorp's value of 1.87% is 38.3% below this benchmark. Historically, Five Star Bancorp's own Dividend Yield % has ranged from 0.48 to 3.73 over the past decade. While the company's 10-year median is 2.47 vs. the industry median of 3.03, Five Star Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five Star Bancorp's current Dividend Yield % of 1.87% is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Five Star Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five Star Bancorp's current Dividend Yield % is 1.87%, which is 24% below median its own 10-year median of 2.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.27, compared to a current price of $48.04 — trading 28.9% above its estimated fair value. The current Dividend Yield % is 1.87%, which is 24% below median its 10-year median of 2.47 and 38.3% below the Banks industry median of 3.03. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current Dividend Yield % is 1.87% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five Star Bancorp (FSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued. The current stock price of $48.04 is trading 28.9% above its estimated GF Value™ of $37.27. GuruFocus considers Five Star Bancorp to be Modestly Overvalued.

Key valuation signals for FSBC:

  • Dividend Yield %: 1.87% (24% below median its 10-year median of 2.47)
  • GF Value™: $37.27 vs. price of $48.04 (28.9% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 38.3% below the Banks median (#976 of 1252)

No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Five Star Bancorp Business Description

Other Exchanges 4F6:Germany
Address 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score

Get the complete analysis for FSBC

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.04
Price
$37.27
GF Value