Five Star BancorpFSBC -0.18%66 PS Ratio is 6.08 as of Jun. 26, 2026, which is 30% above its 10-year median of 4.69. GuruFocus rates FSBC with a GF Score™ of 66/100 and a GF Value™ of $37.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,515 Banks companies, Five Star Bancorp ranks worse than 90.63% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Five Star Bancorp's share price is $47.635.
Five Star Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.84. Hence, Five Star Bancorp's PS Ratio for today is 6.08.
Warning Sign:
Five Star Bancorp stock PS Ratio (=6.09) is close to 10-year high of 6.16.
The historical rank and industry rank for Five Star Bancorp's PS Ratio or its related term are showing as below:
FSBC'
s PS Ratio Range Over the Past 10 Years
Min: 2.72 Med: 4.69 Max: 6.17
Current: 6.06
During the past 7 years, Five Star Bancorp's highest PS Ratio was 6.17. The lowest was 2.72. And the median was 4.69.
FSBC's PS Ratio is ranked worse than 90.63% of 1515
companies
in the Banks industry
Industry Median: 2.98
vs FSBC: 6.06
During the past 12 months, the average Revenue per Share Growth Rate of Five Star Bancorp was 26.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 8.40% per year.
During the past 7 years, Five Star Bancorp's highest 3-Year average Revenue per Share Growth Rate was 21.20% per year. The lowest was 3.40% per year. And the median was 9.90% per year.
Back to Basics: PS Ratio
Five Star Bancorp (NAS:FSBC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Five Star Bancorp PS Ratio Related Terms
Five Star Bancorp PS Ratio Historical Data
* Premium members only.
The historical data trend for Five Star Bancorp's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Five Star Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five Star Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Five Star Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where Five Star Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Five Star Bancorp's Share Price of today is $47.635. Five Star Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.84.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Five Star Bancorp (FSBC) has a PS Ratio of 6.08 as of Jun. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Five Star Bancorp and its competitors. This is 30% above median its historical median of 4.69. Over the past decade, Five Star Bancorp's PS Ratio has ranged from 2.72 to 6.17. According to the industry distribution chart, Five Star Bancorp ranks #1373 out of 1515 companies in the Banks industry, placing it in the top 90.6%.
Is Five Star Bancorp's PS Ratio too high?
Five Star Bancorp's current PS Ratio of 6.08 is 30% above median its 10-year median of 4.69. Over the past 10 years, this metric has ranged from a low of 2.72 to a high of 6.17. The Banks industry median PS Ratio is 2.98. Five Star Bancorp's value of 6.08 is 104% above this industry median. Based on the distribution chart, Five Star Bancorp ranks #1373 out of 1515 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's PS Ratio compare to SBNC and TRST?
According to the Banks industry distribution chart, Five Star Bancorp ranks #1373 out of 1515 companies for PS Ratio. This places Five Star Bancorp in the lower half of its industry. The industry median PS Ratio is 2.98. Five Star Bancorp's value of 6.08 is 104% above this benchmark. Historically, Five Star Bancorp's own PS Ratio has ranged from 2.72 to 6.17 over the past decade. While the company's 10-year median is 4.69 vs. the industry median of 2.98, Five Star Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five Star Bancorp's current PS Ratio of 6.08 is 104% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Five Star Bancorp and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five Star Bancorp's current PS Ratio is 6.08, which is 30% above median its own 10-year median of 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.27, compared to a current price of $47.64 — trading 27.8% above its estimated fair value. The current PS Ratio is 6.08, which is 30% above median its 10-year median of 4.69 and 104% above the Banks industry median of 2.98. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current PS Ratio is 6.08 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five Star Bancorp (FSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued.
The current stock price of $47.64 is trading 27.8% above its estimated GF Value™ of $37.27.
GuruFocus considers Five Star Bancorp to be Modestly Overvalued.
Key valuation signals for FSBC:
PS Ratio: 6.08 (30% above median its 10-year median of 4.69)
GF Value™: $37.27 vs. price of $47.64 (27.8% above fair value)
Industry Position: 104% above the Banks median (#1373 of 1515)
No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score
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