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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-14), Five Star Bancorp's 12-1 Month Momentum % is 46.32%.
The industry rank for Five Star Bancorp's 12-1 Month Momentum % or its related term are showing as below:
FSBC's 12-1 Month Momentum % is ranked better than 82.04% of 1598
companies
in the Banks industry
Industry Median: 18.195
vs FSBC: 46.32
Five Star Bancorp (NAS:FSBC) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Five Star Bancorp 12-1 Month Momentum % Related Terms
FSBC vs ESQ, EQBK, MCBS: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Five Star Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five Star Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Five Star Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Five Star Bancorp's 12-1 Month Momentum % falls into.
Five Star Bancorp (NAS:FSBC) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five Star Bancorp (FSBC) has a 12-1 Month Momentum % of 46.32% as of Jul. 14, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Five Star Bancorp and its competitors. According to the industry distribution chart, Five Star Bancorp ranks #287 out of 1598 companies in the Banks industry, placing it in the top 18%.
Is Five Star Bancorp's 12-1 Month Momentum % too high?
Five Star Bancorp's current 12-1 Month Momentum % is 46.32%. The Banks industry median 12-1 Month Momentum % is 18.20. Five Star Bancorp's value of 46.32% is 154.6% above this industry median. Based on the distribution chart, Five Star Bancorp ranks #287 out of 1598 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's 12-1 Month Momentum % compare to ESQ and EQBK?
According to the Banks industry distribution chart, Five Star Bancorp ranks #287 out of 1598 companies for 12-1 Month Momentum %. This places Five Star Bancorp in the top 18% of its industry — outperforming the majority of peers. The industry median 12-1 Month Momentum % is 18.20. Five Star Bancorp's value of 46.32% is 154.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.20, based on 1,598 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five Star Bancorp's current 12-1 Month Momentum % of 46.32% is 154.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Five Star Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five Star Bancorp's current 12-1 Month Momentum % is 46.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.64, compared to a current price of $47.58 — trading 26.4% above its estimated fair value. The current 12-1 Month Momentum % is 46.32% and 154.6% above the Banks industry median of 18.20. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current 12-1 Month Momentum % is 46.32% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five Star Bancorp (FSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued.
The current stock price of $47.58 is trading 26.4% above its estimated GF Value™ of $37.64.
GuruFocus considers Five Star Bancorp to be Modestly Overvalued.
Key valuation signals for FSBC:
12-1 Month Momentum %: 46.32%
GF Value™: $37.64 vs. price of $47.58 (26.4% above fair value)
Industry Position: 154.6% above the Banks median (#287 of 1598)
No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score
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