FSBC (Five Star Bancorp) 5-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FSBC Five Star Bancorp FSBC
72 GF Score
Price $46.92
GF Value $38.99
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Five Star Bancorp 5-Year Dividend Growth Rate?

Five Star Bancorp FSBC +1.98% 72 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates FSBC with a GF Score™ of 72/100 and a GF Value™ of $38.99 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 732 Banks companies, Five Star Bancorp ranks worse than 136611.89% on this metric.

Five Star Bancorp's Dividends per Share for the three months ended in Jun. 2026 was $0.25.

During the past 12 months, Five Star Bancorp's average Dividends Per Share Growth Rate was 12.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Five Star Bancorp was 38.70% per year. The lowest was 10.10% per year. And the median was 24.40% per year.

Five Star Bancorp's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.28. As of today, Five Star Bancorp's Dividend Yield % is 2.04%.

For more information regarding to dividend, please check our Dividend Page.


Five Star Bancorp  (NAS:FSBC) 5-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Five Star Bancorp's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.25/ 0.91
=0.27

During the past 7 years, the highest Dividend Payout Ratio of Five Star Bancorp was 0.35. The lowest was 0.11. And the median was 0.27.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Five Star Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2500002026-08-032026-08-032026-08-10Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002026-05-042026-05-042026-05-11Cash DividendquarterlyUSD:USD 1.000000
USD 0.2500002026-02-022026-02-022026-02-09Cash DividendquarterlyUSD:USD 1.000000
USD 0.2000002025-11-032025-11-032025-11-10Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Five Star Bancorp's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.95/46.92
=2.02 %

Current Share Price is $46.92.
Five Star Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.95.

During the past 7 years, the highest Dividend Yield of Five Star Bancorp was 3.73%. The lowest was 0.48%. And the median was 2.44%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Five Star Bancorp 5-Year Dividend Growth Rate Related Terms


FSBC vs CPF, FBAK, MBWM: 5-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Five Star Bancorp's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Five Star Bancorp 5-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Five Star Bancorp's 5-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Five Star Bancorp's 5-Year Dividend Growth Rate falls into.


FSBC
72GF Score
Five Star Bancorp FSBC
5-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Five Star Bancorp 5-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Dividend Growth Rate of 0.00% mean?
Five Star Bancorp (FSBC) has a 5-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Five Star Bancorp and its competitors. According to the industry distribution chart, Five Star Bancorp ranks #999999 out of 732 companies in the Banks industry.
Is Five Star Bancorp's 5-Year Dividend Growth Rate too high?
Five Star Bancorp's current 5-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Five Star Bancorp ranks #999999 out of 732 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Five Star Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's 5-Year Dividend Growth Rate compare to CPF and FBAK?
According to the Banks industry distribution chart, Five Star Bancorp ranks #999999 out of 732 companies for 5-Year Dividend Growth Rate. This places Five Star Bancorp in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 732 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Five Star Bancorp and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five Star Bancorp's current 5-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.99, compared to a current price of $46.92 — trading 20.3% above its estimated fair value. The current 5-Year Dividend Growth Rate is 0.00%. Five Star Bancorp's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five Star Bancorp (FSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued. The current stock price of $46.92 is trading 20.3% above its estimated GF Value™ of $38.99. GuruFocus considers Five Star Bancorp to be Modestly Overvalued.

Key valuation signals for FSBC:

  • 5-Year Dividend Growth Rate: 0.00%
  • GF Value™: $38.99 vs. price of $46.92 (20.3% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Five Star Bancorp Business Description

Other Exchanges 4F6:Germany
Address 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
72GF Score

Get the complete analysis for FSBC

5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.92
Price
$38.99
GF Value