FSBC (Five Star Bancorp) Shares Buyback Ratio %: -0.22 (As of Jul. 19, 2026)

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FSBC Five Star Bancorp FSBC
66 GF Score
Price $48.81
GF Value $37.74
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Five Star Bancorp Shares Buyback Ratio %?

Five Star Bancorp FSBC -1.77% 66 Shares Buyback Ratio % is -0.22 as of Jul. 19, 2026. GuruFocus rates FSBC with a GF Score™ of 66/100 and a GF Value™ of $37.74 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. Five Star Bancorp's current shares buyback ratio was -0.22%.

Five Star Bancorp Shares Buyback Ratio % Related Terms

Five Star Bancorp Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for Five Star Bancorp's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Five Star Bancorp Shares Buyback Ratio % Chart

Five Star Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial -5.90 -0.10 -0.09 -23.54 -0.23

Five Star Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.05 -0.15 -0.03 0.00 -0.04
FSBC
66GF Score
Five Star Bancorp FSBC
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Five Star Bancorp Shares Buyback Ratio % Calculation

Five Star Bancorp's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(21.319 - 21.367) / 21.319
=-0.23%

Five Star Bancorp's Shares Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2025 ) - Shares Outstanding (EOP) (A: Mar. 2026 )) / Shares Outstanding (EOP) (A: Dec. 2025 )
=(21.367 - 21.376) / 21.367
=-0.04%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of -0.22 mean?
Five Star Bancorp (FSBC) has a Shares Buyback Ratio % of -0.22 as of Jul. 19, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on Five Star Bancorp and its competitors.
Is Five Star Bancorp's Shares Buyback Ratio % too high?
Five Star Bancorp's current Shares Buyback Ratio % is -0.22. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's Shares Buyback Ratio % compare to ESQ and EQBK?
Five Star Bancorp's Shares Buyback Ratio % of -0.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for a Banks company?
A good Shares Buyback Ratio % depends on the Banks industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on Five Star Bancorp and its competitors. Five Star Bancorp's current Shares Buyback Ratio % is -0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.74, compared to a current price of $48.81 — trading 29.3% above its estimated fair value. The current Shares Buyback Ratio % is -0.22. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current Shares Buyback Ratio % is -0.22 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five Star Bancorp (FSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued. The current stock price of $48.81 is trading 29.3% above its estimated GF Value™ of $37.74. GuruFocus considers Five Star Bancorp to be Modestly Overvalued.

Key valuation signals for FSBC:

  • Shares Buyback Ratio %: -0.22
  • GF Value™: $37.74 vs. price of $48.81 (29.3% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Five Star Bancorp Business Description

Other Exchanges 4F6:Germany
Address 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score

Get the complete analysis for FSBC

Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.81
Price
$37.74
GF Value