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FSBC (Five Star Bancorp) Peter Lynch Fair Value : N/A (As of Dec. 15, 2024)


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What is Five Star Bancorp Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.


The historical rank and industry rank for Five Star Bancorp's Peter Lynch Fair Value or its related term are showing as below:



FSBC's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Banks industry.
Industry Median: 0.93
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Five Star Bancorp Peter Lynch Fair Value Historical Data

The historical data trend for Five Star Bancorp's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Five Star Bancorp Peter Lynch Fair Value Chart

Five Star Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
- - - - -

Five Star Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Five Star Bancorp's Peter Lynch Fair Value

For the Banks - Regional subindustry, Five Star Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Five Star Bancorp's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Five Star Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Five Star Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.



Five Star Bancorp Peter Lynch Fair Value Calculation

Five Star Bancorp's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* N/A *2.78
=N/A

Five Star Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $2.78.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Five Star Bancorp  (NAS:FSBC) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 0 instead of 15 in this case.

Five Star Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=33.06/N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Five Star Bancorp Peter Lynch Fair Value Related Terms

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Five Star Bancorp Business Description

Traded in Other Exchanges
N/A
Address
3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts.
Executives
Michael Eugene Lee officer: SVP & Chief Regulatory Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Lydia Ann Ramirez-medina officer: SVP & COO & Chief DE&I Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Robert Truxtun Perry-smith director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
James Eugene Beckwith director, officer: President & CEO 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Donna Lucas director 1215 K STREET, SUITE 1120, SACRAMENTO CA 95814
Judson Teichert Riggs director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Kevin Francis Ramos director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Shannon Deary-bell director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Larry Eugene Allbaugh director, 10 percent owner 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Brett Levi Wait officer: SVP & CIO 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
David John Lucchetti director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Leigh Ann White director 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Shelley Ronan Wetton officer: SVP & Chief Marketing Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Michael Anthony Rizzo officer: SVP & Chief Banking Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670
Heather Christina Luck officer: SVP & Chief Financial Officer 3100 ZINFANDEL DRIVE, SUITE 100, RANCHO CORDOVA CA 95670