FSBC (Five Star Bancorp) 1-Year Share Buyback Ratio: -0.20% (As of Mar. 2026 )

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FSBC Five Star Bancorp FSBC
66 GF Score
Price $49.07
GF Value $37.78
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Five Star Bancorp 1-Year Share Buyback Ratio?

Five Star Bancorp FSBC +0.47% 66 1-Year Share Buyback Ratio is -0.20 as of Mar. 2026. GuruFocus rates FSBC with a GF Score™ of 66/100 and a GF Value™ of $37.78 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 890 Banks companies, Five Star Bancorp ranks worse than 55.28% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Five Star Bancorp's current 1-Year Share Buyback Ratio was -0.20%.

FSBC's 1-Year Share Buyback Ratio is ranked worse than
55.28% of 890 companies
in the Banks industry
Industry Median: -0.1 vs FSBC: -0.20

Five Star Bancorp  (NAS:FSBC) 1-Year Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Five Star Bancorp 1-Year Share Buyback Ratio Related Terms


FSBC vs ESQ, EQBK, MCBS: 1-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Five Star Bancorp's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Five Star Bancorp 1-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Five Star Bancorp's 1-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Five Star Bancorp's 1-Year Share Buyback Ratio falls into.


FSBC
66GF Score
Five Star Bancorp FSBC
1-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Five Star Bancorp 1-Year Share Buyback Ratio Calculation

Five Star Bancorp's 1-Year Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

1-Year Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Mar. 2025 )
=(21.329 - 21.376) / 21.329
=-0.2%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 1-Year Share Buyback Ratio of -0.20 mean?
Five Star Bancorp (FSBC) has a 1-Year Share Buyback Ratio of -0.20 as of Mar. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Five Star Bancorp and its competitors. According to the industry distribution chart, Five Star Bancorp ranks #492 out of 890 companies in the Banks industry, placing it in the top 55.3%.
Is Five Star Bancorp's 1-Year Share Buyback Ratio too high?
Five Star Bancorp's current 1-Year Share Buyback Ratio is -0.20. Based on the distribution chart, Five Star Bancorp ranks #492 out of 890 companies in the Banks industry, which is below the industry midpoint. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's 1-Year Share Buyback Ratio compare to ESQ and EQBK?
According to the Banks industry distribution chart, Five Star Bancorp ranks #492 out of 890 companies for 1-Year Share Buyback Ratio. This places Five Star Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Five Star Bancorp and its competitors. Five Star Bancorp's current 1-Year Share Buyback Ratio is -0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $37.78, compared to a current price of $49.07 — trading 29.9% above its estimated fair value. The current 1-Year Share Buyback Ratio is -0.20. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current 1-Year Share Buyback Ratio is -0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five Star Bancorp (FSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued. The current stock price of $49.07 is trading 29.9% above its estimated GF Value™ of $37.78. GuruFocus considers Five Star Bancorp to be Modestly Overvalued.

Key valuation signals for FSBC:

  • 1-Year Share Buyback Ratio: -0.20
  • GF Value™: $37.78 vs. price of $49.07 (29.9% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Five Star Bancorp Business Description

Other Exchanges 4F6:Germany
Address 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score

Get the complete analysis for FSBC

1-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.07
Price
$37.78
GF Value