FSBC (Five Star Bancorp) Net Loan: $4,167.0 Mil (As of Mar. 2026)


FSBC Five Star Bancorp FSBC
66 GF Score
Price $49.56
GF Value $37.39
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Five Star Bancorp Net Loan?

Five Star Bancorp FSBC +1.90% 66 Net Loan is $4,167.0 Mil as of Mar. 2026. GuruFocus rates FSBC with a GF Score™ of 66/100 and a GF Value™ of $37.39 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Five Star Bancorp's quarterly net loan increased from Sep. 2025 ($3,845.2 Mil) to Dec. 2025 ($4,030.5 Mil) and increased from Dec. 2025 ($4,030.5 Mil) to Mar. 2026 ($4,167.0 Mil).

Five Star Bancorp's annual net loan increased from Dec. 2023 ($3,058.8 Mil) to Dec. 2024 ($4,030.5 Mil) and increased from Dec. 2024 ($4,030.5 Mil) to Dec. 2025 ($4,167.0 Mil).

Five Star Bancorp Net Loan Historical Data

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The historical data trend for Five Star Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Five Star Bancorp Net Loan Chart

Five Star Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 1,921.89 2,772.35 3,058.75 3,498.14 4,030.52

Five Star Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,585.26 3,718.17 3,845.20 4,030.52 4,166.95
FSBC
66GF Score
Five Star Bancorp FSBC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Five Star Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,167.0 Mil mean?
Five Star Bancorp (FSBC) has a Net Loan of $4,167.0 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Five Star Bancorp and its competitors.
Is Five Star Bancorp's Net Loan too high?
Five Star Bancorp's current Net Loan is $4,167.0 Mil. Overall, Five Star Bancorp has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's Net Loan compare to ESQ and EQBK?
Five Star Bancorp's Net Loan of $4,167.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Five Star Bancorp and its competitors. Five Star Bancorp's current Net Loan is $4,167.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $37.39, compared to a current price of $49.56 — trading 32.5% above its estimated fair value. The current Net Loan is $4,167.0 Mil. Five Star Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current Net Loan is $4,167.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five Star Bancorp (FSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued. The current stock price of $49.56 is trading 32.5% above its estimated GF Value™ of $37.39. GuruFocus considers Five Star Bancorp to be Significantly Overvalued.

Key valuation signals for FSBC:

  • Net Loan: $4,167.0 Mil
  • GF Value™: $37.39 vs. price of $49.56 (32.5% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Five Star Bancorp Business Description

Other Exchanges 4F6:Germany
Address 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
66GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.56
Price
$37.39
GF Value