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Five Star BancorpFSBC -0.04%67 3-Year Dividend Growth Rate is 10.10% as of Mar. 2026, which is 59% below its 10-year median of 24.40. GuruFocus rates FSBC with a GF Score™ of 67/100 and a GF Value™ of $38.53 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 960 Banks companies, Five Star Bancorp ranks better than 50.42% on this metric.
The historical rank and industry rank for Five Star Bancorp's 3-Year Dividend Growth Rate or its related term are showing as below:
FSBC'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 10.1 Med: 24.4 Max: 38.7
Current: 10.1
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Five Star Bancorp was 38.70% per year. The lowest was 10.10% per year. And the median was 24.40% per year.
FSBC's 3-Year Dividend Growth Rate is ranked better than 50.42% of 960
companies
in the Banks industry
Industry Median: 10.1
vs FSBC: 10.10
During the past 12 months, Five Star Bancorp's average Dividends Per Share Growth Rate was 6.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 7 years, the highest Dividend Payout Ratio of Five Star Bancorp was 0.36. The lowest was 0.11. And the median was 0.27.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Five Star Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.250000
2026-08-03
2026-08-03
2026-08-10
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2026-05-04
2026-05-04
2026-05-11
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.250000
2026-02-02
2026-02-02
2026-02-09
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.200000
2025-11-03
2025-11-03
2025-11-10
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Five Star Bancorp's Dividend Yield (%) for Today is calculated as
Current Share Price is $46.42.
Five Star Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.95.
During the past 7 years, the highest Dividend Yield of Five Star Bancorp was 3.73%. The lowest was 0.48%. And the median was 2.44%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five Star Bancorp 3-Year Dividend Growth Rate Related Terms>
FSBC vs CPF, FBAK, MBWM: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Five Star Bancorp's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five Star Bancorp 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Five Star Bancorp's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Five Star Bancorp's 3-Year Dividend Growth Rate falls into.
Five Star Bancorp 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 10.10% mean?
Five Star Bancorp (FSBC) has a 3-Year Dividend Growth Rate of 10.10% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Five Star Bancorp and its competitors. This is 59% below median its historical median of 24.40. Over the past decade, Five Star Bancorp's 3-Year Dividend Growth Rate has ranged from 10.10 to 38.70. According to the industry distribution chart, Five Star Bancorp ranks #476 out of 960 companies in the Banks industry, placing it in the top 49.6%.
Is Five Star Bancorp's 3-Year Dividend Growth Rate too high?
Five Star Bancorp's current 3-Year Dividend Growth Rate of 10.10% is 59% below median its 10-year median of 24.40. Over the past 10 years, this metric has ranged from a low of 10.10 to a high of 38.70. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Five Star Bancorp's value of 10.10% is 0% at this industry median. Based on the distribution chart, Five Star Bancorp ranks #476 out of 960 companies in the Banks industry, which is above the industry midpoint. Overall, Five Star Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's 3-Year Dividend Growth Rate compare to CPF and FBAK?
According to the Banks industry distribution chart, Five Star Bancorp ranks #476 out of 960 companies for 3-Year Dividend Growth Rate. This puts Five Star Bancorp in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Five Star Bancorp's value of 10.10% is 0% at this benchmark. Historically, Five Star Bancorp's own 3-Year Dividend Growth Rate has ranged from 10.10 to 38.70 over the past decade. While the company's 10-year median is 24.40 vs. the industry median of 10.10, Five Star Bancorp has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five Star Bancorp's current 3-Year Dividend Growth Rate of 10.10% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Five Star Bancorp and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five Star Bancorp's current 3-Year Dividend Growth Rate is 10.10%, which is 59% below median its own 10-year median of 24.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.53, compared to a current price of $46.42 — trading 20.5% above its estimated fair value. The current 3-Year Dividend Growth Rate is 10.10%, which is 59% below median its 10-year median of 24.40 and 0% at the Banks industry median of 10.10. Five Star Bancorp's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Five Star Bancorp (FSBC), the current 3-Year Dividend Growth Rate is 10.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five Star Bancorp (FSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued.
The current stock price of $46.42 is trading 20.5% above its estimated GF Value™ of $38.53.
GuruFocus considers Five Star Bancorp to be Modestly Overvalued.
Key valuation signals for FSBC:
3-Year Dividend Growth Rate: 10.10% (59% below median its 10-year median of 24.40)
GF Value™: $38.53 vs. price of $46.42 (20.5% above fair value)
Industry Position: 0% at the Banks median (#476 of 960)
No single metric tells the full story. See the FSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
67GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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