During the past 12 months, Permanent TSB Group Holdings's average Book Value Per Share Growth Rate was -2.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -0.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Permanent TSB Group Holdings was 5.70% per year. The lowest was -78.50% per year. And the median was -4.75% per year.
During the past 13 years, the highest P/B Ratio of Permanent TSB Group Holdings was 0.70. The lowest was 0.10. And the median was 0.38.
Warning Sign:
Permanent TSB Group Holdings PLC stock PB Ratio (=0.66) is close to 10-year high of 0.7.
Permanent TSB Group Holdings (OTCPK:ILPMF) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Permanent TSB Group Holdings Book Value per Share Related Terms
Permanent TSB Group Holdings Book Value per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Permanent TSB Group Holdings Book Value per Share Chart
ILPMF vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, Permanent TSB Group Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Permanent TSB Group Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Permanent TSB Group Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Permanent TSB Group Holdings's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Permanent TSB Group Holdings (ILPMF) has a Book Value per Share of $5.33 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Permanent TSB Group Holdings and its competitors.
Is Permanent TSB Group Holdings' Book Value per Share too high?
Permanent TSB Group Holdings' current Book Value per Share is $5.33. Overall, Permanent TSB Group Holdings has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' Book Value per Share compare to PNC and USB?
Permanent TSB Group Holdings' Book Value per Share of $5.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Permanent TSB Group Holdings and its competitors. Permanent TSB Group Holdings's current Book Value per Share is $5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.40, compared to a current price of $3.05 — trading 27.1% above its estimated fair value. The current Book Value per Share is $5.33. Permanent TSB Group Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current Book Value per Share is $5.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued.
The current stock price of $3.05 is trading 27.1% above its estimated GF Value™ of $2.40.
GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.
Key valuation signals for ILPMF:
Book Value per Share: $5.33
GF Value™: $2.40 vs. price of $3.05 (27.1% above fair value)
No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
70GF Score
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