Permanent TSB Group HoldingsILPMF 69 PEG Ratio is 5.62 as of Jun. 27, 2026, which is 22% below its 10-year median of 7.25. GuruFocus rates ILPMF with a GF Score™ of 69/100 and a GF Value™ of $2.41 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,229 Banks companies, Permanent TSB Group Holdings ranks worse than 88.93% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Permanent TSB Group Holdings's PEG Ratio or its related term are showing as below:
ILPMF'
s PEG Ratio Range Over the Past 10 Years
Min: 4.32 Med: 7.25 Max: 900
Current: 5.62
During the past 13 years, Permanent TSB Group Holdings's highest PEG Ratio was 900.00. The lowest was 4.32. And the median was 7.25.
ILPMF's PEG Ratio is ranked worse than 88.93% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs ILPMF: 5.62
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Permanent TSB Group Holdings (OTCPK:ILPMF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Permanent TSB Group Holdings PEG Ratio Related Terms
Permanent TSB Group Holdings PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Permanent TSB Group Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Permanent TSB Group Holdings PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Permanent TSB Group Holdings's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Permanent TSB Group Holdings's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Permanent TSB Group Holdings (ILPMF) has a PEG Ratio of 5.62 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Permanent TSB Group Holdings and its competitors. This is 22% below median its historical median of 7.25. Over the past decade, Permanent TSB Group Holdings' PEG Ratio has ranged from 4.32 to 900.00. According to the industry distribution chart, Permanent TSB Group Holdings ranks #1093 out of 1229 companies in the Banks industry, placing it in the top 88.9%.
Is Permanent TSB Group Holdings' PEG Ratio too high?
Permanent TSB Group Holdings' current PEG Ratio of 5.62 is 22% below median its 10-year median of 7.25. Over the past 10 years, this metric has ranged from a low of 4.32 to a high of 900.00. The Banks industry median PEG Ratio is 1.52. Permanent TSB Group Holdings' value of 5.62 is 269.7% above this industry median. Based on the distribution chart, Permanent TSB Group Holdings ranks #1093 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Permanent TSB Group Holdings has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Permanent TSB Group Holdings ranks #1093 out of 1229 companies for PEG Ratio. This places Permanent TSB Group Holdings in the lower half of its industry. The industry median PEG Ratio is 1.52. Permanent TSB Group Holdings' value of 5.62 is 269.7% above this benchmark. Historically, Permanent TSB Group Holdings' own PEG Ratio has ranged from 4.32 to 900.00 over the past decade. While the company's 10-year median is 7.25 vs. the industry median of 1.52, Permanent TSB Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Permanent TSB Group Holdings's current PEG Ratio of 5.62 is 269.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Permanent TSB Group Holdings and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Permanent TSB Group Holdings's current PEG Ratio is 5.62, which is 22% below median its own 10-year median of 7.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.41, compared to a current price of $3.05 — trading 26.6% above its estimated fair value. The current PEG Ratio is 5.62, which is 22% below median its 10-year median of 7.25 and 269.7% above the Banks industry median of 1.52. Permanent TSB Group Holdings' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current PEG Ratio is 5.62 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued.
The current stock price of $3.05 is trading 26.6% above its estimated GF Value™ of $2.41.
GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.
Key valuation signals for ILPMF:
PEG Ratio: 5.62 (22% below median its 10-year median of 7.25)
GF Value™: $2.41 vs. price of $3.05 (26.6% above fair value)
Industry Position: 269.7% above the Banks median (#1093 of 1229)
No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
69GF Score
Get the complete analysis for ILPMF
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