ILPMF (Permanent TSB Group Holdings) Shareholder Yield % : 7.00% (As of Dec. 2025)


ILPMF Permanent TSB Group Holdings PLC ILPMF
69 GF Score
Price $3.05
GF Value $2.00
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Permanent TSB Group Holdings Shareholder Yield %?

Permanent TSB Group Holdings ILPMF 69 Shareholder Yield % is 7.00% as of Dec. 2025. GuruFocus rates ILPMF with a GF Score™ of 69/100 and a GF Value™ of $2.00 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Permanent TSB Group Holdings ranks better than 71.7% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Permanent TSB Group Holdings's Shareholder Yield % was 7.00%.


Permanent TSB Group Holdings  (OTCPK:ILPMF) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Permanent TSB Group Holdings Shareholder Yield % Related Terms


Permanent TSB Group Holdings Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Permanent TSB Group Holdings's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Permanent TSB Group Holdings Shareholder Yield % Chart

Permanent TSB Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.09 -9.11 -100.97 -23.90 6.70

Permanent TSB Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -100.97 -71.08 -23.90 3.10 6.70

ILPMF vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Permanent TSB Group Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Permanent TSB Group Holdings Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Permanent TSB Group Holdings's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Permanent TSB Group Holdings's Shareholder Yield % falls into.


ILPMF
69GF Score
Permanent TSB Group Holdings PLC ILPMF
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Permanent TSB Group Holdings Shareholder Yield % Calculation

Permanent TSB Group Holdings's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+0.00 %+-4.8 %
=-4.8 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 7.00% mean?
Permanent TSB Group Holdings (ILPMF) has a Shareholder Yield % of 7.00% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Permanent TSB Group Holdings and its competitors. According to the industry distribution chart, Permanent TSB Group Holdings ranks #425 out of 1502 companies in the Banks industry, placing it in the top 28.3%.
Is Permanent TSB Group Holdings' Shareholder Yield % too high?
Permanent TSB Group Holdings' current Shareholder Yield % is 7.00%. The Banks industry median Shareholder Yield % is 1.59. Permanent TSB Group Holdings' value of 7.00% is 341.6% above this industry median. Based on the distribution chart, Permanent TSB Group Holdings ranks #425 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Permanent TSB Group Holdings has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Permanent TSB Group Holdings ranks #425 out of 1502 companies for Shareholder Yield %. This puts Permanent TSB Group Holdings in the upper half of its industry. The industry median Shareholder Yield % is 1.59. Permanent TSB Group Holdings' value of 7.00% is 341.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.59, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Permanent TSB Group Holdings's current Shareholder Yield % of 7.00% is 341.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Permanent TSB Group Holdings and its competitors. For the Banks industry, the median Shareholder Yield % is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Permanent TSB Group Holdings's current Shareholder Yield % is 7.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.00, compared to a current price of $3.05 — trading 52.5% above its estimated fair value. The current Shareholder Yield % is 7.00% and 341.6% above the Banks industry median of 1.59. Permanent TSB Group Holdings' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current Shareholder Yield % is 7.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued. The current stock price of $3.05 is trading 52.5% above its estimated GF Value™ of $2.00. GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.

Key valuation signals for ILPMF:

  • Shareholder Yield %: 7.00%
  • GF Value™: $2.00 vs. price of $3.05 (52.5% above fair value)
  • GF Score™: 69/100 with 6 warning signs
  • Industry Position: 341.6% above the Banks median (#425 of 1502)

No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Permanent TSB Group Holdings Business Description

Address St. Stephen’s Green, No 56 - 59, Dublin, IRL, 2
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
69GF Score

Get the complete analysis for ILPMF

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$2.00
GF Value