ILPMF (Permanent TSB Group Holdings) EPS without NRI: $0.24 (TTM As of Dec. 2025)


ILPMF Permanent TSB Group Holdings PLC ILPMF
70 GF Score
Price $3.05
GF Value $2.42
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Permanent TSB Group Holdings EPS without NRI?

Permanent TSB Group Holdings ILPMF 70 EPS without NRI is $0.24 as of Dec. 2025. GuruFocus rates ILPMF with a GF Score™ of 70/100 and a GF Value™ of $2.42 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,412 Banks companies, Permanent TSB Group Holdings ranks worse than 70821.46% on this metric.

Permanent TSB Group Holdings's earnings per share without non-recurring items for the six months ended in Dec. 2025 was $0.20. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $0.24.

During the past 12 months, Permanent TSB Group Holdings's average earnings per share (NRI) Growth Rate was -8.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Permanent TSB Group Holdings's EPS without NRI or its related term are showing as below:

During the past 13 years, Permanent TSB Group Holdings's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 98.00% per year. The lowest was -28.10% per year. And the median was 25.10% per year.

ILPMF's 3-Year EPS without NRI Growth Rate is not ranked *
in the Banks industry.
Industry Median: 7.3
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Permanent TSB Group Holdings's EPS (Diluted) for the six months ended in Dec. 2025 was $0.17. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.15.

Permanent TSB Group Holdings's EPS (Basic) for the six months ended in Dec. 2025 was $0.17. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.15.


Permanent TSB Group Holdings  (OTCPK:ILPMF) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Permanent TSB Group Holdings EPS without NRI Related Terms


Permanent TSB Group Holdings EPS without NRI Historical Data

* Premium members only.

The historical data trend for Permanent TSB Group Holdings's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Permanent TSB Group Holdings EPS without NRI Chart

Permanent TSB Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.00 0.11 0.24 0.24

Permanent TSB Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.09 0.15 0.04 0.20

ILPMF vs PNC, USB: EPS without NRI Comparison

For the Banks - Regional subindustry, Permanent TSB Group Holdings's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Permanent TSB Group Holdings PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Permanent TSB Group Holdings's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Permanent TSB Group Holdings's PE Ratio without NRI falls into.


ILPMF
70GF Score
Permanent TSB Group Holdings PLC ILPMF
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Permanent TSB Group Holdings EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $0.24 mean?
Permanent TSB Group Holdings (ILPMF) has a EPS without NRI of $0.24 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Permanent TSB Group Holdings and its competitors. According to the industry distribution chart, Permanent TSB Group Holdings ranks #999999 out of 1412 companies in the Banks industry.
Is Permanent TSB Group Holdings' EPS without NRI too high?
Permanent TSB Group Holdings' current EPS without NRI is $0.24. The Banks industry median EPS without NRI is 7.30. Permanent TSB Group Holdings' value of $0.24 is 96.7% below this industry median. Based on the distribution chart, Permanent TSB Group Holdings ranks #999999 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Permanent TSB Group Holdings has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Permanent TSB Group Holdings ranks #999999 out of 1412 companies for EPS without NRI. This places Permanent TSB Group Holdings in the lower half of its industry. The industry median EPS without NRI is 7.30. Permanent TSB Group Holdings' value of $0.24 is 96.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Permanent TSB Group Holdings's current EPS without NRI of $0.24 is 96.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Permanent TSB Group Holdings and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Permanent TSB Group Holdings's current EPS without NRI is $0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.42, compared to a current price of $3.05 — trading 26% above its estimated fair value. The current EPS without NRI is $0.24 and 96.7% below the Banks industry median of 7.30. Permanent TSB Group Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current EPS without NRI is $0.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued. The current stock price of $3.05 is trading 26% above its estimated GF Value™ of $2.42. GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.

Key valuation signals for ILPMF:

  • EPS without NRI: $0.24
  • GF Value™: $2.42 vs. price of $3.05 (26% above fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 96.7% below the Banks median (#999999 of 1412)

No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Permanent TSB Group Holdings Business Description

Address St. Stephen’s Green, No 56 - 59, Dublin, IRL, 2
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
70GF Score

Get the complete analysis for ILPMF

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$2.42
GF Value