ILPMF (Permanent TSB Group Holdings) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


ILPMF Permanent TSB Group Holdings PLC ILPMF
69 GF Score
Price $3.05
GF Value $2.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Permanent TSB Group Holdings ROC (Joel Greenblatt) %?

Permanent TSB Group Holdings ILPMF 69 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates ILPMF with a GF Score™ of 69/100 and a GF Value™ of $2.40 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 47 Banks companies, Permanent TSB Group Holdings ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

ILPMF
69GF Score
Permanent TSB Group Holdings PLC ILPMF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Permanent TSB Group Holdings (ILPMF) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Permanent TSB Group Holdings and its competitors. According to the industry distribution chart, Permanent TSB Group Holdings ranks #999999 out of 47 companies in the Banks industry.
Is Permanent TSB Group Holdings' ROC (Joel Greenblatt) % too high?
Permanent TSB Group Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Permanent TSB Group Holdings ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Permanent TSB Group Holdings has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Permanent TSB Group Holdings ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Permanent TSB Group Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Permanent TSB Group Holdings and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Permanent TSB Group Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.40, compared to a current price of $3.05 — trading 27.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Permanent TSB Group Holdings' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued. The current stock price of $3.05 is trading 27.1% above its estimated GF Value™ of $2.40. GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.

Key valuation signals for ILPMF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $2.40 vs. price of $3.05 (27.1% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Permanent TSB Group Holdings Business Description

Address St. Stephen’s Green, No 56 - 59, Dublin, IRL, 2
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
69GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$2.40
GF Value