The historical rank and industry rank for Permanent TSB Group Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:
ILPMF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0 Med: 0 Max: 0.7
Current: 0.7
During the past 13 years, Permanent TSB Group Holdings's highest Yield on Cost was 0.70. The lowest was 0.00. And the median was 0.00.
ILPMF's 5-Year Yield-on-Cost % is ranked worse than 95.54% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs ILPMF: 0.70
Permanent TSB Group Holdings (OTCPK:ILPMF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Permanent TSB Group Holdings 5-Year Yield-on-Cost % Related Terms
ILPMF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Permanent TSB Group Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Permanent TSB Group Holdings 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Permanent TSB Group Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Permanent TSB Group Holdings's 5-Year Yield-on-Cost % falls into.
Permanent TSB Group Holdings 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Permanent TSB Group Holdings (ILPMF) has a 5-Year Yield-on-Cost % of 0.70 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Permanent TSB Group Holdings and its competitors. According to the industry distribution chart, Permanent TSB Group Holdings ranks #1199 out of 1255 companies in the Banks industry, placing it in the top 95.5%.
Is Permanent TSB Group Holdings' 5-Year Yield-on-Cost % too high?
Permanent TSB Group Holdings' current 5-Year Yield-on-Cost % is 0.70. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Permanent TSB Group Holdings' value of 0.70 is 82.1% below this industry median. Based on the distribution chart, Permanent TSB Group Holdings ranks #1199 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Permanent TSB Group Holdings has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Permanent TSB Group Holdings ranks #1199 out of 1255 companies for 5-Year Yield-on-Cost %. This places Permanent TSB Group Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Permanent TSB Group Holdings' value of 0.70 is 82.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Permanent TSB Group Holdings's current 5-Year Yield-on-Cost % of 0.70 is 82.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Permanent TSB Group Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Permanent TSB Group Holdings's current 5-Year Yield-on-Cost % is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.40, compared to a current price of $3.05 — trading 27.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.70 and 82.1% below the Banks industry median of 3.90. Permanent TSB Group Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current 5-Year Yield-on-Cost % is 0.70 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued.
The current stock price of $3.05 is trading 27.1% above its estimated GF Value™ of $2.40.
GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.
Key valuation signals for ILPMF:
5-Year Yield-on-Cost %: 0.70
GF Value™: $2.40 vs. price of $3.05 (27.1% above fair value)
Industry Position: 82.1% below the Banks median (#1199 of 1255)
No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
70GF Score
Get the complete analysis for ILPMF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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