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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-24), Permanent TSB Group Holdings's 3-1 Month Momentum % is 0.91%.
The industry rank for Permanent TSB Group Holdings's 3-1 Month Momentum % or its related term are showing as below:
ILPMF's 3-1 Month Momentum % is ranked worse than 51.43% of 1575
companies
in the Banks industry
Industry Median: 2.41
vs ILPMF: 0.91
Permanent TSB Group Holdings (OTCPK:ILPMF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Permanent TSB Group Holdings 3-1 Month Momentum % Related Terms
ILPMF vs PNC, USB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Permanent TSB Group Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Permanent TSB Group Holdings 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Permanent TSB Group Holdings's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Permanent TSB Group Holdings's 3-1 Month Momentum % falls into.
Permanent TSB Group Holdings (OTCPK:ILPMF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Permanent TSB Group Holdings (ILPMF) has a 3-1 Month Momentum % of 0.91% as of Jul. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Permanent TSB Group Holdings and its competitors. According to the industry distribution chart, Permanent TSB Group Holdings ranks #810 out of 1575 companies in the Banks industry, placing it in the top 51.4%.
Is Permanent TSB Group Holdings' 3-1 Month Momentum % too high?
Permanent TSB Group Holdings' current 3-1 Month Momentum % is 0.91%. The Banks industry median 3-1 Month Momentum % is 2.41. Permanent TSB Group Holdings' value of 0.91% is 62.2% below this industry median. Based on the distribution chart, Permanent TSB Group Holdings ranks #810 out of 1575 companies in the Banks industry, which is below the industry midpoint. Overall, Permanent TSB Group Holdings has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Permanent TSB Group Holdings ranks #810 out of 1575 companies for 3-1 Month Momentum %. This places Permanent TSB Group Holdings in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.41. Permanent TSB Group Holdings' value of 0.91% is 62.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.41, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Permanent TSB Group Holdings's current 3-1 Month Momentum % of 0.91% is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Permanent TSB Group Holdings and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Permanent TSB Group Holdings's current 3-1 Month Momentum % is 0.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.40, compared to a current price of $3.05 — trading 27.1% above its estimated fair value. The current 3-1 Month Momentum % is 0.91% and 62.2% below the Banks industry median of 2.41. Permanent TSB Group Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current 3-1 Month Momentum % is 0.91% as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued.
The current stock price of $3.05 is trading 27.1% above its estimated GF Value™ of $2.40.
GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.
Key valuation signals for ILPMF:
3-1 Month Momentum %: 0.91%
GF Value™: $2.40 vs. price of $3.05 (27.1% above fair value)
Industry Position: 62.2% below the Banks median (#810 of 1575)
No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
70GF Score
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