ILPMF (Permanent TSB Group Holdings) Net Loan: $25,551.5 Mil (As of Dec. 2025)


ILPMF Permanent TSB Group Holdings PLC ILPMF
70 GF Score
Price $3.05
GF Value $2.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Permanent TSB Group Holdings Net Loan?

Permanent TSB Group Holdings ILPMF 70 Net Loan is $25,551.5 Mil as of Dec. 2025. GuruFocus rates ILPMF with a GF Score™ of 70/100 and a GF Value™ of $2.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Permanent TSB Group Holdings's quarterly net loan increased from Dec. 2024 ($21,944.5 Mil) to Jun. 2025 ($27,015.0 Mil) but then declined from Jun. 2025 ($27,015.0 Mil) to Dec. 2025 ($25,551.5 Mil).

Permanent TSB Group Holdings's annual net loan declined from Dec. 2023 ($22,880.0 Mil) to Dec. 2024 ($27,015.0 Mil) but then increased from Dec. 2024 ($27,015.0 Mil) to Dec. 2025 ($25,551.5 Mil).

Permanent TSB Group Holdings Net Loan Historical Data

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The historical data trend for Permanent TSB Group Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Permanent TSB Group Holdings Net Loan Chart

Permanent TSB Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16,458.76 20,755.30 22,880.04 21,944.50 25,551.52

Permanent TSB Group Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22,880.04 25,297.09 21,944.50 27,014.99 25,551.52
ILPMF
70GF Score
Permanent TSB Group Holdings PLC ILPMF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Permanent TSB Group Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $25,551.5 Mil mean?
Permanent TSB Group Holdings (ILPMF) has a Net Loan of $25,551.5 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Permanent TSB Group Holdings and its competitors.
Is Permanent TSB Group Holdings' Net Loan too high?
Permanent TSB Group Holdings' current Net Loan is $25,551.5 Mil. Overall, Permanent TSB Group Holdings has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Permanent TSB Group Holdings' Net Loan compare to PNC and USB?
Permanent TSB Group Holdings' Net Loan of $25,551.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Permanent TSB Group Holdings and its competitors. Permanent TSB Group Holdings's current Net Loan is $25,551.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Permanent TSB Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Permanent TSB Group Holdings (ILPMF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.40, compared to a current price of $3.05 — trading 27.1% above its estimated fair value. The current Net Loan is $25,551.5 Mil. Permanent TSB Group Holdings' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Permanent TSB Group Holdings (ILPMF), the current Net Loan is $25,551.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Permanent TSB Group Holdings (ILPMF) Overvalued in 2026?

Based on GuruFocus' analysis, Permanent TSB Group Holdings stock appears to be overvalued. The current stock price of $3.05 is trading 27.1% above its estimated GF Value™ of $2.40. GuruFocus considers Permanent TSB Group Holdings to be Modestly Overvalued.

Key valuation signals for ILPMF:

  • Net Loan: $25,551.5 Mil
  • GF Value™: $2.40 vs. price of $3.05 (27.1% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the ILPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Permanent TSB Group Holdings Business Description

Address St. Stephen’s Green, No 56 - 59, Dublin, IRL, 2
Permanent TSB Group Holdings PLC is a holding company. Along with its subsidiaries, it operates as a full-service Retail and SME bank in Ireland. The company serves individual customers and small- to medium-sized enterprises through a multi-channel distribution model. Such channels include Branch Network, Brokers, Direct, Digital, and SME. It provides mainstream transactional banking, lending, saving, and deposit-taking services. The company generates the majority of its revenue from interest income, mainly from mortgage products.
70GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$2.40
GF Value