KCLI (Kansas City Life Insurance Co) Book Value per Share: $68.54 (As of Mar. 2026)

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KCLI Kansas City Life Insurance Co KCLI
65 GF Score
Price $33.40
GF Value $37.31
Valuation Modestly Undervalued
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What is Kansas City Life Insurance Co Book Value per Share?

Kansas City Life Insurance Co KCLI 65 Book Value per Share is $68.54 as of Mar. 2026. GuruFocus rates KCLI with a GF Score™ of 65/100 and a GF Value™ of $37.31 (Modestly Undervalued).

Kansas City Life Insurance Co's book value per share for the quarter that ended in Mar. 2026 was $68.54.

During the past 12 months, Kansas City Life Insurance Co's average Book Value Per Share Growth Rate was 9.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 10.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -5.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -1.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Kansas City Life Insurance Co was 15.40% per year. The lowest was -15.40% per year. And the median was 4.60% per year.

Kansas City Life Insurance Co's current price is $33.40. Its book value per share for the quarter that ended in Mar. 2026 was $68.54. Hence, today's PB Ratio of Kansas City Life Insurance Co is 0.49.

During the past 13 years, the highest P/B Ratio of Kansas City Life Insurance Co was 0.76. The lowest was 0.28. And the median was 0.51.


Kansas City Life Insurance Co  (OTCPK:KCLI) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Kansas City Life Insurance Co Book Value per Share Related Terms


Kansas City Life Insurance Co Book Value per Share Historical Data

* Premium members only.

The historical data trend for Kansas City Life Insurance Co's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kansas City Life Insurance Co Book Value per Share Chart

Kansas City Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 85.76 50.78 62.93 66.99 68.74

Kansas City Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.53 60.17 62.88 68.74 68.54

KCLI vs CIA, SNFCA, UTGN: Book Value per Share Comparison

For the Insurance - Life subindustry, Kansas City Life Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kansas City Life Insurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Kansas City Life Insurance Co's PB Ratio falls into.


KCLI
65GF Score
Kansas City Life Insurance Co KCLI
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kansas City Life Insurance Co Book Value per Share Calculation

Kansas City Life Insurance Co's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(665.6-0.0)/9.7
=68.74

Kansas City Life Insurance Co's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(663.7-0.0)/9.7
=68.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $68.54 mean?
Kansas City Life Insurance Co (KCLI) has a Book Value per Share of $68.54 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Kansas City Life Insurance Co and its competitors.
Is Kansas City Life Insurance Co's Book Value per Share too high?
Kansas City Life Insurance Co's current Book Value per Share is $68.54. Overall, Kansas City Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's Book Value per Share compare to CIA and SNFCA?
Kansas City Life Insurance Co's Book Value per Share of $68.54 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Kansas City Life Insurance Co and its competitors. Kansas City Life Insurance Co's current Book Value per Share is $68.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.31, compared to a current price of $33.40 — trading 10.5% below its estimated fair value. The current Book Value per Share is $68.54. Kansas City Life Insurance Co's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current Book Value per Share is $68.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?

Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued. The current stock price of $33.40 is trading 10.5% below its estimated GF Value™ of $37.31. GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.

Key valuation signals for KCLI:

  • Book Value per Share: $68.54
  • GF Value™: $37.31 vs. price of $33.40 (10.5% below fair value)
  • GF Score™: 65/100

No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kansas City Life Insurance Co Business Description

Address 3520 Broadway, Kansas, MO, USA, 64111-2565
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
65GF Score

Get the complete analysis for KCLI

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.40
Price
$37.31
GF Value