KCLI (Kansas City Life Insurance Co) 1-Year Sharpe Ratio: 0.46 (As of Aug. 07, 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KCLI Kansas City Life Insurance Co KCLI
63 GF Score
Price $33.68
GF Value $37.07
Valuation Fairly Valued
! 3 Warning Signs
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What is Kansas City Life Insurance Co 1-Year Sharpe Ratio?

Kansas City Life Insurance Co KCLI -0.73% 63 1-Year Sharpe Ratio is 0.46 as of Aug. 07, 2026. GuruFocus rates KCLI with a GF Score™ of 63/100 and a GF Value™ of $37.07 (Fairly Valued). The stock has 3 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-07), Kansas City Life Insurance Co's 1-Year Sharpe Ratio is 0.46.


Kansas City Life Insurance Co  (OTCPK:KCLI) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.


Kansas City Life Insurance Co 1-Year Sharpe Ratio Related Terms


KCLI vs SNFCA, CIA, UTGN: 1-Year Sharpe Ratio Comparison

For the Insurance - Life subindustry, Kansas City Life Insurance Co's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kansas City Life Insurance Co 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Kansas City Life Insurance Co's 1-Year Sharpe Ratio falls into.


KCLI
63GF Score
Kansas City Life Insurance Co KCLI
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kansas City Life Insurance Co 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.46 mean?
Kansas City Life Insurance Co (KCLI) has a 1-Year Sharpe Ratio of 0.46 as of Aug. 07, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Kansas City Life Insurance Co and its competitors.
Is Kansas City Life Insurance Co's 1-Year Sharpe Ratio too high?
Kansas City Life Insurance Co's current 1-Year Sharpe Ratio is 0.46. Overall, Kansas City Life Insurance Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's 1-Year Sharpe Ratio compare to SNFCA and CIA?
Kansas City Life Insurance Co's 1-Year Sharpe Ratio of 0.46 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Kansas City Life Insurance Co and its competitors. Kansas City Life Insurance Co's current 1-Year Sharpe Ratio is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Fairly Valued. The stock's GF Value™ is $37.07, compared to a current price of $33.68 — trading 9.1% below its estimated fair value. The current 1-Year Sharpe Ratio is 0.46. Kansas City Life Insurance Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current 1-Year Sharpe Ratio is 0.46 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?

Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued. The current stock price of $33.68 is trading 9.1% below its estimated GF Value™ of $37.07. GuruFocus considers Kansas City Life Insurance Co to be Fairly Valued.

Key valuation signals for KCLI:

  • 1-Year Sharpe Ratio: 0.46
  • GF Value™: $37.07 vs. price of $33.68 (9.1% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kansas City Life Insurance Co Business Description

Address 3520 Broadway, Kansas, MO, USA, 64111-2565
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
63GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.68
Price
$37.07
GF Value