KCLI (Kansas City Life Insurance Co) Debt-to-EBITDA : N/A (As of Mar. 2026)

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KCLI Kansas City Life Insurance Co KCLI
65 GF Score
Price $33.40
GF Value $37.43
Valuation Modestly Undervalued
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What is Kansas City Life Insurance Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Kansas City Life Insurance Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Kansas City Life Insurance Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0.0 Mil. Kansas City Life Insurance Co's annualized EBITDA for the quarter that ended in Mar. 2026 was $0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Kansas City Life Insurance Co's Debt-to-EBITDA or its related term are showing as below:

KCLI's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

Kansas City Life Insurance Co  (OTCPK:KCLI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Kansas City Life Insurance Co Debt-to-EBITDA Related Terms

Kansas City Life Insurance Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Kansas City Life Insurance Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kansas City Life Insurance Co Debt-to-EBITDA Chart

Kansas City Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Kansas City Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

KCLI vs SNFCA, CIA, UTGN: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, Kansas City Life Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kansas City Life Insurance Co Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Kansas City Life Insurance Co's Debt-to-EBITDA falls into.


KCLI
65GF Score
Kansas City Life Insurance Co KCLI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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Kansas City Life Insurance Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Kansas City Life Insurance Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / N/A
=N/A

Kansas City Life Insurance Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?

Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued. The current stock price of $33.40 is trading 10.8% below its estimated GF Value™ of $37.43. GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.

Key valuation signals for KCLI:

  • Debt-to-EBITDA: N/A
  • GF Value™: $37.43 vs. price of $33.40 (10.8% below fair value)
  • GF Score™: 65/100

No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kansas City Life Insurance Co Business Description

Address 3520 Broadway, Kansas, MO, USA, 64111-2565
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
65GF Score

Get the complete analysis for KCLI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.40
Price
$37.43
GF Value