Kansas City Life Insurance CoKCLI 65 Median PS Value is $35.27 as of Jun. 25, 2026, which is 3954% above its 10-year median of 0.87. GuruFocus rates KCLI with a GF Score™ of 65/100 and a GF Value™ of $37.08 (Modestly Undervalued). Among 343 Insurance companies, Kansas City Life Insurance Co ranks better than 53.94% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Kansas City Life Insurance Co's Median PS Value or its related term are showing as below:
KCLI'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.51 Med: 0.87 Max: 1.09
Current: 0.95
During the past 13 years, the highest Price to Median PS Value of Kansas City Life Insurance Co was 1.09. The lowest was 0.51. And the median was 0.87.
KCLI's Price-to-Median-PS-Value is ranked better than 53.94% of 343
companies
in the Insurance industry
Industry Median: 0.99
vs KCLI: 0.95
Kansas City Life Insurance Co (OTCPK:KCLI) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Kansas City Life Insurance Co's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
33.42
/
35.27
=
0.95
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kansas City Life Insurance Co Median PS Value Related Terms
Kansas City Life Insurance Co Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kansas City Life Insurance Co Median PS Value Chart
KCLI vs CIA, SNFCA, UTGN: Median PS Value Comparison
For the Insurance - Life subindustry, Kansas City Life Insurance Co's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kansas City Life Insurance Co Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Kansas City Life Insurance Co's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.7044.
Kansas City Life Insurance Co's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $50.069.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kansas City Life Insurance Co (KCLI) has a Median PS Value of $35.27 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kansas City Life Insurance Co and its competitors. This is 3954% above median its historical median of 0.87. Over the past decade, Kansas City Life Insurance Co's Median PS Value has ranged from 0.51 to 1.09. According to the industry distribution chart, Kansas City Life Insurance Co ranks #158 out of 343 companies in the Insurance industry, placing it in the top 46.1%.
Is Kansas City Life Insurance Co's Median PS Value too high?
Kansas City Life Insurance Co's current Median PS Value of $35.27 is 3954% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.09. The Insurance industry median Median PS Value is 0.99. Kansas City Life Insurance Co's value of $35.27 is 3462.6% above this industry median. Based on the distribution chart, Kansas City Life Insurance Co ranks #158 out of 343 companies in the Insurance industry, which is above the industry midpoint. Overall, Kansas City Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's Median PS Value compare to CIA and SNFCA?
According to the Insurance industry distribution chart, Kansas City Life Insurance Co ranks #158 out of 343 companies for Median PS Value. This puts Kansas City Life Insurance Co in the upper half of its industry. The industry median Median PS Value is 0.99. Kansas City Life Insurance Co's value of $35.27 is 3462.6% above this benchmark. Historically, Kansas City Life Insurance Co's own Median PS Value has ranged from 0.51 to 1.09 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.99, Kansas City Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 343 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kansas City Life Insurance Co's current Median PS Value of $35.27 is 3462.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Kansas City Life Insurance Co and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kansas City Life Insurance Co's current Median PS Value is $35.27, which is 3954% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.08, compared to a current price of $33.42 — trading 9.9% below its estimated fair value. The current Median PS Value is $35.27, which is 3954% above median its 10-year median of 0.87 and 3462.6% above the Insurance industry median of 0.99. Kansas City Life Insurance Co's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current Median PS Value is $35.27 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?
Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued.
The current stock price of $33.42 is trading 9.9% below its estimated GF Value™ of $37.08.
GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.
Key valuation signals for KCLI:
Median PS Value: $35.27 (3954% above median its 10-year median of 0.87)
GF Value™: $37.08 vs. price of $33.42 (9.9% below fair value)
Industry Position: 3462.6% above the Insurance median (#158 of 343)
No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kansas City Life Insurance Co Business Description
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
65GF Score
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