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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Kansas City Life Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kansas City Life Insurance Co FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Kansas City Life Insurance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kansas City Life Insurance Co (KCLI) has a FCF Margin % of -22.51% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kansas City Life Insurance Co and its competitors. According to the industry distribution chart, Kansas City Life Insurance Co ranks #479 out of 504 companies in the Insurance industry, placing it in the top 95%.
Is Kansas City Life Insurance Co's FCF Margin % too high?
Kansas City Life Insurance Co's current FCF Margin % is -22.51%. Based on the distribution chart, Kansas City Life Insurance Co ranks #479 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kansas City Life Insurance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's FCF Margin % compare to SNFCA and CIA?
According to the Insurance industry distribution chart, Kansas City Life Insurance Co ranks #479 out of 504 companies for FCF Margin %. This places Kansas City Life Insurance Co in the lower half of its industry. The industry median FCF Margin % is 9.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.22, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Kansas City Life Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kansas City Life Insurance Co's current FCF Margin % is -22.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Fairly Valued. The stock's GF Value™ is $37.09, compared to a current price of $34.55 — trading 6.8% below its estimated fair value. The current FCF Margin % is -22.51%. Kansas City Life Insurance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current FCF Margin % is -22.51% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?
Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued.
The current stock price of $34.55 is trading 6.8% below its estimated GF Value™ of $37.09.
GuruFocus considers Kansas City Life Insurance Co to be Fairly Valued.
Key valuation signals for KCLI:
FCF Margin %: -22.51%
GF Value™: $37.09 vs. price of $34.55 (6.8% below fair value)
No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
65GF Score
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