Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Kansas City Life Insurance CoKCLI 65 5-Year Yield-on-Cost % is 0.88 as of Jul. 17, 2026, which is 26% below its 10-year median of 1.19. GuruFocus rates KCLI with a GF Scoreâ„¢ of 65/100 and a GF Valueâ„¢ of $37.31 (Modestly Undervalued). Among 417 Insurance companies, Kansas City Life Insurance Co ranks worse than 93.05% on this metric.
The historical rank and industry rank for Kansas City Life Insurance Co's 5-Year Yield-on-Cost % or its related term are showing as below:
KCLI'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.66 Med: 1.19 Max: 1.94
Current: 0.88
During the past 13 years, Kansas City Life Insurance Co's highest Yield on Cost was 1.94. The lowest was 0.66. And the median was 1.19.
KCLI's 5-Year Yield-on-Cost % is ranked worse than 93.05% of 417
companies
in the Insurance industry
Industry Median: 3.98
vs KCLI: 0.88
Kansas City Life Insurance Co (OTCPK:KCLI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Kansas City Life Insurance Co 5-Year Yield-on-Cost % Related Terms
KCLI vs CIA, SNFCA, UTGN: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Kansas City Life Insurance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kansas City Life Insurance Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Kansas City Life Insurance Co's 5-Year Yield-on-Cost % falls into.
Kansas City Life Insurance Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Kansas City Life Insurance Co (KCLI) has a 5-Year Yield-on-Cost % of 0.88 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kansas City Life Insurance Co and its competitors. This is 26% below median its historical median of 1.19. Over the past decade, Kansas City Life Insurance Co's 5-Year Yield-on-Cost % has ranged from 0.66 to 1.94. According to the industry distribution chart, Kansas City Life Insurance Co ranks #388 out of 417 companies in the Insurance industry, placing it in the top 93%.
Is Kansas City Life Insurance Co's 5-Year Yield-on-Cost % too high?
Kansas City Life Insurance Co's current 5-Year Yield-on-Cost % of 0.88 is 26% below median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.94. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. Kansas City Life Insurance Co's value of 0.88 is 77.9% below this industry median. Based on the distribution chart, Kansas City Life Insurance Co ranks #388 out of 417 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kansas City Life Insurance Co has a GF Scoreâ„¢ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's 5-Year Yield-on-Cost % compare to CIA and SNFCA?
According to the Insurance industry distribution chart, Kansas City Life Insurance Co ranks #388 out of 417 companies for 5-Year Yield-on-Cost %. This places Kansas City Life Insurance Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.98. Kansas City Life Insurance Co's value of 0.88 is 77.9% below this benchmark. Historically, Kansas City Life Insurance Co's own 5-Year Yield-on-Cost % has ranged from 0.66 to 1.94 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 3.98, Kansas City Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kansas City Life Insurance Co's current 5-Year Yield-on-Cost % of 0.88 is 77.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kansas City Life Insurance Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kansas City Life Insurance Co's current 5-Year Yield-on-Cost % is 0.88, which is 26% below median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.31, compared to a current price of $33.40 — trading 10.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.88, which is 26% below median its 10-year median of 1.19 and 77.9% below the Insurance industry median of 3.98. Kansas City Life Insurance Co's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current 5-Year Yield-on-Cost % is 0.88 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?
Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued.
The current stock price of $33.40 is trading 10.5% below its estimated GF Value™ of $37.31.
GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.
Key valuation signals for KCLI:
5-Year Yield-on-Cost %: 0.88 (26% below median its 10-year median of 1.19)
GF Value™: $37.31 vs. price of $33.40 (10.5% below fair value)
Industry Position: 77.9% below the Insurance median (#388 of 417)
No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kansas City Life Insurance Co Business Description
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
65GF Score
Get the complete analysis for KCLI
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KCLI has been successfully added to your 
