KCLI (Kansas City Life Insurance Co) Total Payout Ratio: 0.29 (As of Aug. 06, 2026)

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KCLI Kansas City Life Insurance Co KCLI
63 GF Score
Price $33.93
GF Value $37.06
Valuation Fairly Valued
! 3 Warning Signs
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What is Kansas City Life Insurance Co Total Payout Ratio?

Kansas City Life Insurance Co KCLI +0.50% 63 Total Payout Ratio is 0.29 as of Aug. 06, 2026. GuruFocus rates KCLI with a GF Score™ of 63/100 and a GF Value™ of $37.06 (Fairly Valued). The stock has 3 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Kansas City Life Insurance Co's current Total Payout Ratio is 0.29.


Kansas City Life Insurance Co Total Payout Ratio Related Terms


Kansas City Life Insurance Co Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Kansas City Life Insurance Co's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kansas City Life Insurance Co Total Payout Ratio Chart

Kansas City Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 -0.41 0.13 -0.57 -0.26

Kansas City Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.05 0.89 0.59 0.18 0.22

KCLI vs SNFCA, CIA, UTGN: Total Payout Ratio Comparison

For the Insurance - Life subindustry, Kansas City Life Insurance Co's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kansas City Life Insurance Co Total Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Kansas City Life Insurance Co's Total Payout Ratio falls into.


KCLI
63GF Score
Kansas City Life Insurance Co KCLI
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kansas City Life Insurance Co Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Kansas City Life Insurance Co's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -5.423) / -20.761
=-0.26

Kansas City Life Insurance Co's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -1.743) / 7.768
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.29 mean?
Kansas City Life Insurance Co (KCLI) has a Total Payout Ratio of 0.29 as of Aug. 06, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Kansas City Life Insurance Co and its competitors.
Is Kansas City Life Insurance Co's Total Payout Ratio too high?
Kansas City Life Insurance Co's current Total Payout Ratio is 0.29. Overall, Kansas City Life Insurance Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's Total Payout Ratio compare to SNFCA and CIA?
Kansas City Life Insurance Co's Total Payout Ratio of 0.29 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for an Insurance company?
A good Total Payout Ratio depends on the Insurance industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Kansas City Life Insurance Co and its competitors. Kansas City Life Insurance Co's current Total Payout Ratio is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Fairly Valued. The stock's GF Value™ is $37.06, compared to a current price of $33.93 — trading 8.4% below its estimated fair value. The current Total Payout Ratio is 0.29. Kansas City Life Insurance Co's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current Total Payout Ratio is 0.29 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?

Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued. The current stock price of $33.93 is trading 8.4% below its estimated GF Value™ of $37.06. GuruFocus considers Kansas City Life Insurance Co to be Fairly Valued.

Key valuation signals for KCLI:

  • Total Payout Ratio: 0.29
  • GF Value™: $37.06 vs. price of $33.93 (8.4% below fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kansas City Life Insurance Co Business Description

Address 3520 Broadway, Kansas, MO, USA, 64111-2565
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
63GF Score

Get the complete analysis for KCLI

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.93
Price
$37.06
GF Value