KCLI (Kansas City Life Insurance Co) Scaled Net Operating Assets: 0.09 (As of Mar. 2026)


KCLI Kansas City Life Insurance Co KCLI
63 GF Score
Price $33.42
GF Value $37.09
Valuation Modestly Undervalued
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What is Kansas City Life Insurance Co Scaled Net Operating Assets?

Kansas City Life Insurance Co KCLI 63 Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus rates KCLI with a GF Score™ of 63/100 and a GF Value™ of $37.09 (Modestly Undervalued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Kansas City Life Insurance Co's operating assets for the quarter that ended in Mar. 2026 was $4,613.1 Mil. Kansas City Life Insurance Co's operating liabilities for the quarter that ended in Mar. 2026 was $4,177.2 Mil. Kansas City Life Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was $4,948.7 Mil. Therefore, Kansas City Life Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.09.

KCLI
63GF Score
Kansas City Life Insurance Co KCLI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Kansas City Life Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Kansas City Life Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(4940.28-4283.133)/4934.639
=0.13

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4948.708 - 8.428
=4940.28

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4283.133 - 0 - 0
=4283.133

Kansas City Life Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(4613.108-4177.216)/4948.708
=0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4840.891 - 227.783
=4613.108

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4177.216 - 0 - 0
=4177.216

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
Kansas City Life Insurance Co (KCLI) has a Scaled Net Operating Assets of 0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Kansas City Life Insurance Co and its competitors.
Is Kansas City Life Insurance Co's Scaled Net Operating Assets too high?
Kansas City Life Insurance Co's current Scaled Net Operating Assets is 0.09. Overall, Kansas City Life Insurance Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's Scaled Net Operating Assets compare to CIA and SNFCA?
Kansas City Life Insurance Co's Scaled Net Operating Assets of 0.09 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Kansas City Life Insurance Co and its competitors. Kansas City Life Insurance Co's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.09, compared to a current price of $33.42 — trading 9.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.09. Kansas City Life Insurance Co's overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?

Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued. The current stock price of $33.42 is trading 9.9% below its estimated GF Value™ of $37.09. GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.

Key valuation signals for KCLI:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: $37.09 vs. price of $33.42 (9.9% below fair value)
  • GF Score™: 63/100

No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kansas City Life Insurance Co Business Description

Address 3520 Broadway, Kansas, MO, USA, 64111-2565
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
63GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.42
Price
$37.09
GF Value