KCLI (Kansas City Life Insurance Co) ROE % Adjusted to Book Value: 12.26% (As of Mar. 2026)


KCLI Kansas City Life Insurance Co KCLI
63 GF Score
Price $33.42
GF Value $37.09
Valuation Modestly Undervalued
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What is Kansas City Life Insurance Co ROE % Adjusted to Book Value?

Kansas City Life Insurance Co KCLI 63 ROE % Adjusted to Book Value is 12.26% as of Mar. 2026. GuruFocus rates KCLI with a GF Score™ of 63/100 and a GF Value™ of $37.09 (Modestly Undervalued).

Kansas City Life Insurance Co's ROE % for the quarter that ended in Mar. 2026 was 5.76%. Kansas City Life Insurance Co's PB Ratio for the quarter that ended in Mar. 2026 was 0.47. Kansas City Life Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.26%.


Kansas City Life Insurance Co ROE % Adjusted to Book Value Related Terms


Kansas City Life Insurance Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for Kansas City Life Insurance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kansas City Life Insurance Co ROE % Adjusted to Book Value Chart

Kansas City Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.46 -4.71 13.75 -2.76 -6.72

Kansas City Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.10 -36.35 4.16 3.04 12.26

KCLI vs CIA, SNFCA, UTGN: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, Kansas City Life Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kansas City Life Insurance Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Kansas City Life Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Kansas City Life Insurance Co's ROE % Adjusted to Book Value falls into.


KCLI
63GF Score
Kansas City Life Insurance Co KCLI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Kansas City Life Insurance Co ROE % Adjusted to Book Value Calculation

Kansas City Life Insurance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-3.16% / 0.47
=-6.72%

Kansas City Life Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.76% / 0.47
=12.26%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.26% mean?
Kansas City Life Insurance Co (KCLI) has a ROE % Adjusted to Book Value of 12.26% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Kansas City Life Insurance Co and its competitors.
Is Kansas City Life Insurance Co's ROE % Adjusted to Book Value too high?
Kansas City Life Insurance Co's current ROE % Adjusted to Book Value is 12.26%. Overall, Kansas City Life Insurance Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kansas City Life Insurance Co's ROE % Adjusted to Book Value compare to CIA and SNFCA?
Kansas City Life Insurance Co's ROE % Adjusted to Book Value of 12.26% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Kansas City Life Insurance Co and its competitors. Kansas City Life Insurance Co's current ROE % Adjusted to Book Value is 12.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kansas City Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Kansas City Life Insurance Co (KCLI) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.09, compared to a current price of $33.42 — trading 9.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.26%. Kansas City Life Insurance Co's overall GF Score™ is 63/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Kansas City Life Insurance Co (KCLI), the current ROE % Adjusted to Book Value is 12.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kansas City Life Insurance Co (KCLI) Overvalued in 2026?

Based on GuruFocus' analysis, Kansas City Life Insurance Co stock appears to be undervalued. The current stock price of $33.42 is trading 9.9% below its estimated GF Value™ of $37.09. GuruFocus considers Kansas City Life Insurance Co to be Modestly Undervalued.

Key valuation signals for KCLI:

  • ROE % Adjusted to Book Value: 12.26%
  • GF Value™: $37.09 vs. price of $33.42 (9.9% below fair value)
  • GF Score™: 63/100

No single metric tells the full story. See the KCLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kansas City Life Insurance Co Business Description

Address 3520 Broadway, Kansas, MO, USA, 64111-2565
Kansas City Life Insurance Co is a Missouri-domiciled insurance company providing individual life, annuity, and group products through general agencies located throughout the United States. The company operates its business in three segments; The Individual Insurance segment consists of individual insurance products for Kansas City Life, Grange Life, and the assumed reinsurance transactions; The Group Insurance segment consists of sales of group life, dental, vision, disability, accident, and critical illness products; and The Old American segment consists of individual insurance products designed largely as final expense products. The company makes the majority of its revenue from the Individual Insurance Segment.
63GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.42
Price
$37.09
GF Value