Royal Exchange (NSA:ROYALEX) Book Value per Share: ₦0.87 (As of Dec. 2025)


NSA:ROYALEX Royal Exchange PLC NSA:ROYALEX
9 GF Score
Price ₦1.45
! 5 Warning Signs
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What is Royal Exchange Book Value per Share?

Royal Exchange NSA:ROYALEX 9 Book Value per Share is ₦0.87 as of Dec. 2025. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review.

Royal Exchange's book value per share for the quarter that ended in Dec. 2025 was ₦0.87.

During the past 12 months, Royal Exchange's average Book Value Per Share Growth Rate was 15.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 36.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 15.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Royal Exchange was 36.30% per year. The lowest was -28.40% per year. And the median was -13.10% per year.

Royal Exchange's current price is ₦1.45. Its book value per share for the quarter that ended in Dec. 2025 was ₦0.87. Hence, today's PB Ratio of Royal Exchange is 1.66.

During the past 13 years, the highest P/B Ratio of Royal Exchange was 4.16. The lowest was 0.18. And the median was 0.77.

Good Sign:

Royal Exchange PLC stock PB Ratio (=1.46) is close to 1-year low of 1.46.


Royal Exchange  (NSA:ROYALEX) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Royal Exchange Book Value per Share Related Terms


Royal Exchange Book Value per Share Historical Data

* Premium members only.

The historical data trend for Royal Exchange's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Exchange Book Value per Share Chart

Royal Exchange Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.34 0.62 0.76 0.87

Royal Exchange Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.34 0.62 0.76 0.87

NSA:ROYALEX vs BRK.A, AIG, HIG: Book Value per Share Comparison

For the Insurance - Diversified subindustry, Royal Exchange's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal Exchange PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Royal Exchange's PB Ratio distribution charts can be found below:

* The bar in red indicates where Royal Exchange's PB Ratio falls into.


NSA:ROYALEX
9GF Score
Royal Exchange PLC NSA:ROYALEX
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Exchange Book Value per Share Calculation

Royal Exchange's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(7,209.8-0.0)/8,266.7
=0.87

Royal Exchange's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(7,209.8-0.0)/8,266.7
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of ₦0.87 mean?
Royal Exchange (NSA:ROYALEX) has a Book Value per Share of ₦0.87 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Royal Exchange and its competitors.
Is Royal Exchange's Book Value per Share too high?
Royal Exchange's current Book Value per Share is ₦0.87. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's Book Value per Share compare to BRK.A and AIG?
Royal Exchange's Book Value per Share of ₦0.87 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Royal Exchange and its competitors. Royal Exchange's current Book Value per Share is ₦0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current Book Value per Share of ₦0.87. The current Book Value per Share is ₦0.87. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current Book Value per Share is ₦0.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Royal Exchange Business Description

Address 3b Sir Samuel Manuwa Street, Off Bishop Aboyade Cole, Victoria Island, Lagos, NGA, 106104
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
9GF Score

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Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦1.45
Price