Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Royal ExchangeNSA:ROYALEX -3.20%9 Earnings per Share (Diluted) is ₦0.22 as of Dec. 2025. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 400 Insurance companies, Royal Exchange ranks worse than 249999.75% on this metric.
Royal Exchange's EPS (Basic) for the
six
months ended in Dec. 2025 was ₦0.22.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.22.
During the past 13 years, Royal Exchange's highest 3-Year average EPS without NRI Growth Rate was 49.20% per year. The lowest was -11.80% per year. And the median was 24.40% per year.
Royal Exchange (NSA:ROYALEX) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Royal Exchange Earnings per Share (Diluted) Related Terms
Royal Exchange Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Royal Exchange's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ROYALEX vs BRK.A, AIG, HIG: Earnings per Share (Diluted) Comparison
For the Insurance - Diversified subindustry, Royal Exchange's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Exchange PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Royal Exchange's PE Ratio distribution charts can be found below:
* The bar in red indicates where Royal Exchange's PE Ratio falls into.
Royal Exchange Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Royal Exchange's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.22
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of ₦0.22 mean?
Royal Exchange (NSA:ROYALEX) has a Earnings per Share (Diluted) of ₦0.22 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Royal Exchange and its competitors. According to the industry distribution chart, Royal Exchange ranks #999999 out of 400 companies in the Insurance industry.
Is Royal Exchange's Earnings per Share (Diluted) too high?
Royal Exchange's current Earnings per Share (Diluted) is ₦0.22. Based on the distribution chart, Royal Exchange ranks #999999 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's Earnings per Share (Diluted) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Royal Exchange ranks #999999 out of 400 companies for Earnings per Share (Diluted). This places Royal Exchange in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.55, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Royal Exchange and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Exchange's current Earnings per Share (Diluted) is ₦0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current Earnings per Share (Diluted) of ₦0.22. The current Earnings per Share (Diluted) is ₦0.22. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current Earnings per Share (Diluted) is ₦0.22 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
9GF Score
Get the complete analysis for NSA:ROYALEX
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:ROYALEX has been successfully added to your 
