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Royal ExchangeNSA:ROYALEX -7.86%9 EV-to-EBITDA is 10.64 as of Jul. 24, 2026, which is 120% above its 10-year median of 4.84. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 346 Insurance companies, Royal Exchange ranks worse than 71.1% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Royal Exchange's enterprise value is ₦9,984.8 Mil.
Royal Exchange's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ₦938.2 Mil. Therefore, Royal Exchange's EV-to-EBITDA for today is 10.64.
The historical rank and industry rank for Royal Exchange's EV-to-EBITDA or its related term are showing as below:
NSA:ROYALEX'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -37.48 Med: 4.84 Max: 81.31
Current: 10.65
During the past 13 years, the highest EV-to-EBITDA of Royal Exchange was 81.31. The lowest was -37.48. And the median was 4.84.
NSA:ROYALEX's EV-to-EBITDA is ranked worse than 71.1% of 346
companies
in the Insurance industry
Industry Median: 8.235
vs NSA:ROYALEX: 10.65
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Royal Exchange (NSA:ROYALEX) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Royal Exchange's PE Ratio (TTM) for today is calculated as:
Royal Exchange's share price for today is ₦1.29.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.220.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Royal Exchange's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ROYALEX vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Royal Exchange's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Exchange EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Royal Exchange's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Royal Exchange's EV-to-EBITDA falls into.
Royal Exchange's current Enterprise Value is ₦9,984.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ₦938.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Exchange (NSA:ROYALEX) has a EV-to-EBITDA of 10.64 as of Jul. 24, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Royal Exchange. This is 120% above median its historical median of 4.84. According to the industry distribution chart, Royal Exchange ranks #246 out of 346 companies in the Insurance industry, placing it in the top 71.1%.
Is Royal Exchange's EV-to-EBITDA too high?
Royal Exchange's current EV-to-EBITDA of 10.64 is 120% above median its 10-year median of 4.84. The Insurance industry median EV-to-EBITDA is 8.24. Royal Exchange's value of 10.64 is 29.2% above this industry median. Based on the distribution chart, Royal Exchange ranks #246 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Royal Exchange ranks #246 out of 346 companies for EV-to-EBITDA. This places Royal Exchange in the lower half of its industry. The industry median EV-to-EBITDA is 8.24. Royal Exchange's value of 10.64 is 29.2% above this benchmark. While the company's 10-year median is 4.84 vs. the industry median of 8.24, Royal Exchange has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.24, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Exchange's current EV-to-EBITDA of 10.64 is 29.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Royal Exchange. For the Insurance industry, the median EV-to-EBITDA is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Exchange's current EV-to-EBITDA is 10.64, which is 120% above median its own 10-year median of 4.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current EV-to-EBITDA of 10.64. The current EV-to-EBITDA is 10.64, which is 120% above median its 10-year median of 4.84 and 29.2% above the Insurance industry median of 8.24. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current EV-to-EBITDA is 10.64 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
9GF Score
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