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Royal ExchangeNSA:ROYALEX 9 EV-to-EBIT is 11.61 as of Jul. 23, 2026, which is 170% above its 10-year median of 4.30. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 345 Insurance companies, Royal Exchange ranks worse than 65.22% on this metric.
Royal Exchange (NSA:ROYALEX) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Royal Exchange's Enterprise Value for the quarter that ended in Dec. 2025 was ₦14,696.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was ₦924.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Exchange EV-to-EBIT Related Terms
Royal Exchange EV-to-EBIT Historical Data
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The historical data trend for Royal Exchange's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ROYALEX vs BRK.A, AIG, HIG: EV-to-EBIT Comparison
For the Insurance - Diversified subindustry, Royal Exchange's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Exchange EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Royal Exchange's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Royal Exchange's EV-to-EBIT falls into.
Royal Exchange's current Enterprise Value is ₦10,728.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was ₦924.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Exchange (NSA:ROYALEX) has a EV-to-EBIT of 11.61 as of Jul. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Royal Exchange and its competitors. This is 170% above median its historical median of 4.30. According to the industry distribution chart, Royal Exchange ranks #225 out of 345 companies in the Insurance industry, placing it in the top 65.2%.
Is Royal Exchange's EV-to-EBIT too high?
Royal Exchange's current EV-to-EBIT of 11.61 is 170% above median its 10-year median of 4.30. The Insurance industry median EV-to-EBIT is 8.56. Royal Exchange's value of 11.61 is 35.6% above this industry median. Based on the distribution chart, Royal Exchange ranks #225 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's EV-to-EBIT compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Royal Exchange ranks #225 out of 345 companies for EV-to-EBIT. This places Royal Exchange in the lower half of its industry. The industry median EV-to-EBIT is 8.56. Royal Exchange's value of 11.61 is 35.6% above this benchmark. While the company's 10-year median is 4.30 vs. the industry median of 8.56, Royal Exchange has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.56, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Exchange's current EV-to-EBIT of 11.61 is 35.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Royal Exchange and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Exchange's current EV-to-EBIT is 11.61, which is 170% above median its own 10-year median of 4.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current EV-to-EBIT of 11.61. The current EV-to-EBIT is 11.61, which is 170% above median its 10-year median of 4.30 and 35.6% above the Insurance industry median of 8.56. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current EV-to-EBIT is 11.61 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
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