Royal Exchange (NSA:ROYALEX) Enterprise Value: ₦10,150.1 Mil (As of Jun. 29, 2026) ***


NSA:ROYALEX Royal Exchange PLC NSA:ROYALEX
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What is Royal Exchange Enterprise Value?

Royal Exchange NSA:ROYALEX -9.66% 9 Enterprise Value is ₦10,150.1 Mil as of Jun. 29, 2026. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Royal Exchange's Enterprise Value is ₦10,150.1 Mil. Royal Exchange's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was ₦924.0 Mil. Therefore, Royal Exchange's EV-to-EBIT ratio for today is 10.98.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Royal Exchange's Enterprise Value is ₦10,150.1 Mil. Royal Exchange's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ₦938.2 Mil. Therefore, Royal Exchange's EV-to-EBITDA ratio for today is 10.82.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Royal Exchange's Enterprise Value is ₦10,150.1 Mil. Royal Exchange's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was ₦455.7 Mil. Therefore, Royal Exchange's EV-to-Revenue ratio for today is 22.28.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Royal Exchange's Enterprise Value is ₦10,150.1 Mil. Royal Exchange's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,277.9 Mil. Therefore, Royal Exchange's EV-to-OCF ratio for today is 7.94.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Royal Exchange's Enterprise Value is ₦10,150.1 Mil. Royal Exchange's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,100.8 Mil. Therefore, Royal Exchange's EV-to-FCF ratio for today is 9.22.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Royal Exchange  (NSA:ROYALEX) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Royal Exchange's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=10150.127/924.032
=10.98

Royal Exchange's current Enterprise Value is ₦10,150.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was ₦924.0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Royal Exchange's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=10150.127/938.217
=10.82

Royal Exchange's current Enterprise Value is ₦10,150.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was ₦938.2 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Royal Exchange's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=10150.127/455.672
=22.28

Royal Exchange's current Enterprise Value is ₦10,150.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was ₦455.7 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Royal Exchange's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=10150.127/1277.936
=7.94

Royal Exchange's current Enterprise Value is ₦10,150.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,277.9 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Royal Exchange's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=10150.127/1100.776
=9.22

Royal Exchange's current Enterprise Value is ₦10,150.1 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,100.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Royal Exchange Enterprise Value Related Terms


Royal Exchange Enterprise Value Historical Data

* Premium members only.

The historical data trend for Royal Exchange's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Exchange Enterprise Value Chart

Royal Exchange Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,830.93 5,390.46 5,221.43 8,230.97 14,696.81

Royal Exchange Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,830.93 5,390.46 5,221.43 8,230.97 14,696.81

NSA:ROYALEX vs BRK.A, AIG, HIG: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Royal Exchange's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal Exchange Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Royal Exchange's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Royal Exchange's Enterprise Value falls into.


NSA:ROYALEX
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Royal Exchange PLC NSA:ROYALEX
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Exchange Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Royal Exchange's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Royal Exchange's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₦10,150.1 Mil mean?
Royal Exchange (NSA:ROYALEX) has a Enterprise Value of ₦10,150.1 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Royal Exchange and its competitors.
Is Royal Exchange's Enterprise Value too high?
Royal Exchange's current Enterprise Value is ₦10,150.1 Mil. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's Enterprise Value compare to BRK.A and AIG?
Royal Exchange's Enterprise Value of ₦10,150.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Royal Exchange and its competitors. Royal Exchange's current Enterprise Value is ₦10,150.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current Enterprise Value of ₦10,150.1 Mil. The current Enterprise Value is ₦10,150.1 Mil. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current Enterprise Value is ₦10,150.1 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Royal Exchange Business Description

Address 3b Sir Samuel Manuwa Street, Off Bishop Aboyade Cole, Victoria Island, Lagos, NGA, 106104
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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