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Royal ExchangeNSA:ROYALEX 9 EV-to-OCF is 8.14 as of Aug. 03, 2026. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review. Among 503 Insurance companies, Royal Exchange ranks worse than 55.67% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Royal Exchange's Enterprise Value is ₦10,398.1 Mil.
Royal Exchange's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,277.9 Mil. Therefore, Royal Exchange's EV-to-OCF for today is 8.14.
The historical rank and industry rank for Royal Exchange's EV-to-OCF or its related term are showing as below:
NSA:ROYALEX'
s EV-to-OCF Range Over the Past 10 Years
Min: -89.16 Med: -4.57 Max: 7.81
Current: 7.81
During the past 13 years, the highest EV-to-OCF of Royal Exchange was 7.81. The lowest was -89.16. And the median was -4.57.
NSA:ROYALEX's EV-to-OCF is ranked worse than 55.67% of 503
companies
in the Insurance industry
Industry Median: 6.87
vs NSA:ROYALEX: 7.81
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Royal Exchange (NSA:ROYALEX) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Royal Exchange's PE Ratio (TTM) for today is calculated as:
Royal Exchange's share price for today is ₦1.34.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.220.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Royal Exchange EV-to-OCF Related Terms
Royal Exchange EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Royal Exchange's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:ROYALEX vs BRK.A, AIG, HIG: EV-to-OCF Comparison
For the Insurance - Diversified subindustry, Royal Exchange's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Exchange EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Royal Exchange's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Royal Exchange's EV-to-OCF falls into.
Royal Exchange's current Enterprise Value is ₦10,398.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Royal Exchange's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,277.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Exchange (NSA:ROYALEX) has a EV-to-OCF of 8.14 as of Aug. 03, 2026. According to the industry distribution chart, Royal Exchange ranks #280 out of 503 companies in the Insurance industry, placing it in the top 55.7%.
Is Royal Exchange's EV-to-OCF too high?
Royal Exchange's current EV-to-OCF is 8.14. The Insurance industry median EV-to-OCF is 6.87. Royal Exchange's value of 8.14 is 18.5% above this industry median. Based on the distribution chart, Royal Exchange ranks #280 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Royal Exchange ranks #280 out of 503 companies for EV-to-OCF. This places Royal Exchange in the lower half of its industry. The industry median EV-to-OCF is 6.87. Royal Exchange's value of 8.14 is 18.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.87, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Exchange's current EV-to-OCF of 8.14 is 18.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Exchange's current EV-to-OCF is 8.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current EV-to-OCF of 8.14. The current EV-to-OCF is 8.14 and 18.5% above the Insurance industry median of 6.87. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current EV-to-OCF is 8.14 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
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