Royal Exchange (NSA:ROYALEX) Long-Term Debt: ₦1,647.0 Mil (As of Dec. 2025)


NSA:ROYALEX Royal Exchange PLC NSA:ROYALEX
9 GF Score
Price ₦1.27
! 5 Warning Signs
View Full Analysis

What is Royal Exchange Long-Term Debt?

Royal Exchange NSA:ROYALEX 9 Long-Term Debt is ₦1,647.0 Mil as of Dec. 2025. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review.

Royal Exchange's Long-Term Debt for the quarter that ended in Dec. 2025 was ₦1,647.0 Mil.

Royal Exchange's quarterly Long-Term Debt declined from Dec. 2023 (₦1,835.0 Mil) to Dec. 2024 (₦1,121.8 Mil) but then increased from Dec. 2024 (₦1,121.8 Mil) to Dec. 2025 (₦1,647.0 Mil).

Royal Exchange's annual Long-Term Debt declined from Dec. 2023 (₦1,835.0 Mil) to Dec. 2024 (₦1,121.8 Mil) but then increased from Dec. 2024 (₦1,121.8 Mil) to Dec. 2025 (₦1,647.0 Mil).

Royal Exchange  (NSA:ROYALEX) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Royal Exchange Long-Term Debt Related Terms

Royal Exchange Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Royal Exchange's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Exchange Long-Term Debt Chart

Royal Exchange Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,360.48 544.78 1,835.04 1,121.79 1,647.05

Royal Exchange Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,360.48 544.78 1,835.04 1,121.79 1,647.05
NSA:ROYALEX
9GF Score
Royal Exchange PLC NSA:ROYALEX
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₦1,647.0 Mil mean?
Royal Exchange (NSA:ROYALEX) has a Long-Term Debt of ₦1,647.0 Mil as of Dec. 2025.
Is Royal Exchange's Long-Term Debt too high?
Royal Exchange's current Long-Term Debt is ₦1,647.0 Mil. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's Long-Term Debt compare to BRK.A and AIG?
Royal Exchange's Long-Term Debt of ₦1,647.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Royal Exchange's current Long-Term Debt is ₦1,647.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current Long-Term Debt of ₦1,647.0 Mil. The current Long-Term Debt is ₦1,647.0 Mil. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current Long-Term Debt is ₦1,647.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Royal Exchange Business Description

Address 3b Sir Samuel Manuwa Street, Off Bishop Aboyade Cole, Victoria Island, Lagos, NGA, 106104
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
9GF Score

Get the complete analysis for NSA:ROYALEX

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦1.27
Price