Royal Exchange (NSA:ROYALEX) Pre-Tax Income: ₦924.0 Mil (TTM As of Dec. 2025)

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NSA:ROYALEX Royal Exchange PLC NSA:ROYALEX
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What is Royal Exchange Pre-Tax Income?

Royal Exchange NSA:ROYALEX 9 Pre-Tax Income is ₦924.0 Mil as of Dec. 2025. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Royal Exchange's pretax income for the six months ended in Dec. 2025 was ₦924.0 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was ₦924.0 Mil. Royal Exchange's pretax margin was 202.78%.

During the past 13 years, Royal Exchange's highest Pretax Margin was 202.78%. The lowest was -81.10%. And the median was 2.29%.


Royal Exchange  (NSA:ROYALEX) Pre-Tax Income Explanation

Royal Exchange's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=924.032/455.672
=202.78%

During the past 13 years, Royal Exchange's highest Pretax Margin was 202.78%. The lowest was -81.10%. And the median was 2.29%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Royal Exchange Pre-Tax Income Related Terms


Royal Exchange Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Royal Exchange's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Exchange Pre-Tax Income Chart

Royal Exchange Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.83 -148.33 -201.99 1,029.04 924.03

Royal Exchange Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.83 -148.33 -201.99 1,029.04 924.03

NSA:ROYALEX vs BRK.A, AIG, HIG: Pre-Tax Income Comparison

For the Insurance - Diversified subindustry, Royal Exchange's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal Exchange Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Royal Exchange's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Royal Exchange's Pre-Tax Income falls into.


NSA:ROYALEX
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Royal Exchange PLC NSA:ROYALEX
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Exchange Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Royal Exchange's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-414.079+0+-5.566+291.056+1052.621
=924.0

Royal Exchange's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-414.079+0+-5.566+291.056+1052.621
=924.0

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 was ₦924.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ₦924.0 Mil mean?
Royal Exchange (NSA:ROYALEX) has a Pre-Tax Income of ₦924.0 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Royal Exchange and its competitors.
Is Royal Exchange's Pre-Tax Income too high?
Royal Exchange's current Pre-Tax Income is ₦924.0 Mil. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's Pre-Tax Income compare to BRK.A and AIG?
Royal Exchange's Pre-Tax Income of ₦924.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Royal Exchange and its competitors. Royal Exchange's current Pre-Tax Income is ₦924.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current Pre-Tax Income of ₦924.0 Mil. The current Pre-Tax Income is ₦924.0 Mil. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current Pre-Tax Income is ₦924.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Royal Exchange Business Description

Address 3b Sir Samuel Manuwa Street, Off Bishop Aboyade Cole, Victoria Island, Lagos, NGA, 106104
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
9GF Score

Get the complete analysis for NSA:ROYALEX

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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