Royal Exchange (NSA:ROYALEX) Change In Receivables: ₦-137.6 Mil (TTM As of Dec. 2025)

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NSA:ROYALEX Royal Exchange PLC NSA:ROYALEX
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What is Royal Exchange Change In Receivables?

Royal Exchange NSA:ROYALEX -7.86% 9 Change In Receivables is ₦-137.6 Mil as of Dec. 2025. GuruFocus rates NSA:ROYALEX with a GF Score™ of 9/100. The stock has 5 warning signs investors should review.

Royal Exchange's change in receivables for the quarter that ended in Dec. 2025 was ₦-137.6 Mil. It means Royal Exchange's Accounts Receivable increased by ₦137.6 Mil from Dec. 2024 to Dec. 2025 .

Royal Exchange's change in receivables for the fiscal year that ended in Dec. 2025 was ₦-137.6 Mil. It means Royal Exchange's Accounts Receivable increased by ₦137.6 Mil from Dec. 2024 to Dec. 2025 .

Royal Exchange's Accounts Receivable for the quarter that ended in Dec. 2025 was ₦0.0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Royal Exchange's Days Sales Outstanding for the six months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Royal Exchange's liquidation value for the six months ended in Dec. 2025 was ₦-2,619.1 Mil.

Royal Exchange  (NSA:ROYALEX) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Royal Exchange's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/455.672*91
=0.00

2. In Ben Graham's calculation of liquidation value, Royal Exchange's accounts receivable are only considered to be worth 75% of book value:

Royal Exchange's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=2326.294-4945.402+0.75 * 0+0.5 * 0
=-2,619.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Exchange Change In Receivables Related Terms

Royal Exchange Change In Receivables Historical Data

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The historical data trend for Royal Exchange's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Royal Exchange Change In Receivables Chart

Royal Exchange Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 477.26 -196.28 -339.00 11.48 -137.57

Royal Exchange Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 477.26 -196.28 -339.00 11.48 -137.57
NSA:ROYALEX
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Royal Exchange PLC NSA:ROYALEX
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Exchange Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 was ₦-137.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of ₦-137.6 Mil mean?
Royal Exchange (NSA:ROYALEX) has a Change In Receivables of ₦-137.6 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Royal Exchange and its competitors.
Is Royal Exchange's Change In Receivables too high?
Royal Exchange's current Change In Receivables is ₦-137.6 Mil. Overall, Royal Exchange has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does Royal Exchange's Change In Receivables compare to BRK.A and AIG?
Royal Exchange's Change In Receivables of ₦-137.6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Royal Exchange and its competitors. Royal Exchange's current Change In Receivables is ₦-137.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Exchange stock overvalued right now?
Royal Exchange (NSA:ROYALEX) has a current Change In Receivables of ₦-137.6 Mil. The current Change In Receivables is ₦-137.6 Mil. Royal Exchange's overall GF Score™ is 9/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Royal Exchange (NSA:ROYALEX), the current Change In Receivables is ₦-137.6 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Royal Exchange Business Description

Address 3b Sir Samuel Manuwa Street, Off Bishop Aboyade Cole, Victoria Island, Lagos, NGA, 106104
Royal Exchange PLC principal activities are general insurance, health insurance, and credit financing, with segments including Life Insurance, Healthcare, and Credit Financing.
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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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