BH Bank (XTUN:BH) Book Value per Share: TND33.85 (As of Dec. 2024)

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XTUN:BH BH Bank XTUN:BH
86 GF Score
Price TND15.00
GF Value TND13.08
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is BH Bank Book Value per Share?

BH Bank XTUN:BH 86 Book Value per Share is TND33.85 as of Dec. 2024. GuruFocus rates XTUN:BH with a GF Score™ of 86/100 and a GF Value™ of TND13.08 (Modestly Overvalued). The stock has 4 warning signs investors should review.

BH Bank's book value per share for the quarter that ended in Dec. 2024 was TND33.85.

During the past 12 months, BH Bank's average Book Value Per Share Growth Rate was 17.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 10.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of BH Bank was 24.20% per year. The lowest was 7.90% per year. And the median was 10.40% per year.

BH Bank's current price is TND15.00. Its book value per share for the quarter that ended in Dec. 2024 was TND33.85. Hence, today's PB Ratio of BH Bank is 0.44.

During the past 11 years, the highest P/B Ratio of BH Bank was 2.09. The lowest was 0.27. And the median was 0.48.

Warning Sign:

BH Bank stock PB Ratio (=0.48) is close to 3-year high of 0.52.


BH Bank  (XTUN:BH) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


BH Bank Book Value per Share Related Terms


BH Bank Book Value per Share Historical Data

* Premium members only.

The historical data trend for BH Bank's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank Book Value per Share Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.55 24.88 26.50 28.72 33.85

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 22.55 24.88 26.50 28.72 33.85

XTUN:BH vs PNC, USB: Book Value per Share Comparison

For the Banks - Regional subindustry, BH Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where BH Bank's PB Ratio falls into.


XTUN:BH
86GF Score
BH Bank XTUN:BH
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank Book Value per Share Calculation

BH Bank's Book Value Per Share for the fiscal year that ended in Dec. 2024 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,611.1-0.0)/47.6
=33.85

BH Bank's Book Value Per Share for the quarter that ended in Dec. 2024 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(1,611.1-0.0)/47.6
=33.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of TND33.85 mean?
BH Bank (XTUN:BH) has a Book Value per Share of TND33.85 as of Dec. 2024. Book value per share gives the per-share value of a company's stockholder equity. View historical data on BH Bank and its competitors.
Is BH Bank's Book Value per Share too high?
BH Bank's current Book Value per Share is TND33.85. Overall, BH Bank has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BH Bank's Book Value per Share compare to PNC and USB?
BH Bank's Book Value per Share of TND33.85 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on BH Bank and its competitors. BH Bank's current Book Value per Share is TND33.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Modestly Overvalued. The stock's GF Value™ is TND13.08, compared to a current price of TND15.00 — trading 14.7% above its estimated fair value. The current Book Value per Share is TND33.85. BH Bank's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current Book Value per Share is TND33.85 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be overvalued. The current stock price of TND15.00 is trading 14.7% above its estimated GF Value™ of TND13.08. GuruFocus considers BH Bank to be Modestly Overvalued.

Key valuation signals for XTUN:BH:

  • Book Value per Share: TND33.85
  • GF Value™: TND13.08 vs. price of TND15.00 (14.7% above fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
86GF Score

Get the complete analysis for XTUN:BH

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND15.00
Price
TND13.08
GF Value