BH Bank (XTUN:BH) PEG Ratio: 0.90 (As of Jul. 05, 2026) — 105% Above Median


XTUN:BH BH Bank XTUN:BH
86 GF Score
Price TND13.76
GF Value TND13.06
Valuation Fairly Valued
! 4 Warning Signs
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What is BH Bank PEG Ratio?

BH Bank XTUN:BH +1.25% 86 PEG Ratio is 0.90 as of Jul. 05, 2026, which is 105% above its 10-year median of 0.44. GuruFocus rates XTUN:BH with a GF Score™ of 86/100 and a GF Value™ of TND13.06 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,231 Banks companies, BH Bank ranks better than 71.81% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, BH Bank's PE Ratio without NRI is 8.55. BH Bank's 5-Year Book Value growth rate is 9.50%. Therefore, BH Bank's PEG Ratio for today is 0.90.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BH Bank's PEG Ratio or its related term are showing as below:

XTUN:BH' s PEG Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.44   Max: 0.9
Current: 0.9


During the past 11 years, BH Bank's highest PEG Ratio was 0.90. The lowest was 0.19. And the median was 0.44.


XTUN:BH's PEG Ratio is ranked better than
71.81% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs XTUN:BH: 0.90

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BH Bank  (XTUN:BH) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BH Bank PEG Ratio Related Terms


BH Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for BH Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank PEG Ratio Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.20 0.51 0.41 0.84

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.26 0.20 0.51 0.41 0.84

XTUN:BH vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, BH Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BH Bank's PEG Ratio falls into.


XTUN:BH
86GF Score
BH Bank XTUN:BH
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

BH Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.5465838509317/9.50
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.90 mean?
BH Bank (XTUN:BH) has a PEG Ratio of 0.90 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BH Bank and its competitors. This is 105% above median its historical median of 0.44. Over the past decade, BH Bank's PEG Ratio has ranged from 0.19 to 0.90. According to the industry distribution chart, BH Bank ranks #347 out of 1231 companies in the Banks industry, placing it in the top 28.2%.
Is BH Bank's PEG Ratio too high?
BH Bank's current PEG Ratio of 0.90 is 105% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.90. The Banks industry median PEG Ratio is 1.54. BH Bank's value of 0.90 is 41.6% below this industry median. Based on the distribution chart, BH Bank ranks #347 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, BH Bank has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BH Bank's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BH Bank ranks #347 out of 1231 companies for PEG Ratio. This puts BH Bank in the upper half of its industry. The industry median PEG Ratio is 1.54. BH Bank's value of 0.90 is 41.6% below this benchmark. Historically, BH Bank's own PEG Ratio has ranged from 0.19 to 0.90 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.54, BH Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BH Bank's current PEG Ratio of 0.90 is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BH Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BH Bank's current PEG Ratio is 0.90, which is 105% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Fairly Valued. The stock's GF Value™ is TND13.06, compared to a current price of TND13.76 — trading 5.4% above its estimated fair value. The current PEG Ratio is 0.90, which is 105% above median its 10-year median of 0.44 and 41.6% below the Banks industry median of 1.54. BH Bank's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current PEG Ratio is 0.90 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be overvalued. The current stock price of TND13.76 is trading 5.4% above its estimated GF Value™ of TND13.06. GuruFocus considers BH Bank to be Fairly Valued.

Key valuation signals for XTUN:BH:

  • PEG Ratio: 0.90 (105% above median its 10-year median of 0.44)
  • GF Value™: TND13.06 vs. price of TND13.76 (5.4% above fair value)
  • GF Score™: 86/100 with 4 warning signs
  • Industry Position: 41.6% below the Banks median (#347 of 1231)

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
86GF Score

Get the complete analysis for XTUN:BH

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND13.76
Price
TND13.06
GF Value