BH Bank (XTUN:BH) PS Ratio: 0.65 (As of Jul. 10, 2026) — 13% Below Median


XTUN:BH BH Bank XTUN:BH
88 GF Score
Price TND13.50
GF Value TND13.07
Valuation Fairly Valued
! 4 Warning Signs
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What is BH Bank PS Ratio?

BH Bank XTUN:BH 88 PS Ratio is 0.65 as of Jul. 10, 2026, which is 13% below its 10-year median of 0.75. GuruFocus rates XTUN:BH with a GF Score™ of 88/100 and a GF Value™ of TND13.07 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,515 Banks companies, BH Bank ranks better than 96.44% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, BH Bank's share price is TND13.50. BH Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was TND20.63. Hence, BH Bank's PS Ratio for today is 0.65.

Warning Sign:

BH Bank stock PS Ratio (=0.67) is close to 1-year high of 0.67.

The historical rank and industry rank for BH Bank's PS Ratio or its related term are showing as below:

XTUN:BH' s PS Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.75   Max: 2.89
Current: 0.66

During the past 11 years, BH Bank's highest PS Ratio was 2.89. The lowest was 0.44. And the median was 0.75.

XTUN:BH's PS Ratio is ranked better than
96.44% of 1515 companies
in the Banks industry
Industry Median: 3 vs XTUN:BH: 0.66

BH Bank's Revenue per Sharefor the six months ended in Dec. 2024 was TND20.63. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was TND20.63.

During the past 12 months, the average Revenue per Share Growth Rate of BH Bank was 11.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 9.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 9.90% per year.

During the past 11 years, BH Bank's highest 3-Year average Revenue per Share Growth Rate was 19.50% per year. The lowest was 7.90% per year. And the median was 10.30% per year.

Back to Basics: PS Ratio


BH Bank  (XTUN:BH) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


BH Bank PS Ratio Related Terms


BH Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for BH Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank PS Ratio Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.60 0.78 0.64 0.62

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.67 0.60 0.78 0.64 0.62

XTUN:BH vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, BH Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where BH Bank's PS Ratio falls into.


XTUN:BH
88GF Score
BH Bank XTUN:BH
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

BH Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=13.50/20.626
=0.65

BH Bank's Share Price of today is TND13.50.
For company reported annually, GuruFocus uses latest annual data as the TTM data. BH Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was TND20.63.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.65 mean?
BH Bank (XTUN:BH) has a PS Ratio of 0.65 as of Jul. 10, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BH Bank and its competitors. This is 13% below median its historical median of 0.75. Over the past decade, BH Bank's PS Ratio has ranged from 0.44 to 2.89. According to the industry distribution chart, BH Bank ranks #54 out of 1515 companies in the Banks industry, placing it in the top 3.6%.
Is BH Bank's PS Ratio too high?
BH Bank's current PS Ratio of 0.65 is 13% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 2.89. The Banks industry median PS Ratio is 3.00. BH Bank's value of 0.65 is 78.3% below this industry median. Based on the distribution chart, BH Bank ranks #54 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BH Bank has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BH Bank's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BH Bank ranks #54 out of 1515 companies for PS Ratio. This places BH Bank in the top 4% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. BH Bank's value of 0.65 is 78.3% below this benchmark. Historically, BH Bank's own PS Ratio has ranged from 0.44 to 2.89 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 3.00, BH Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BH Bank's current PS Ratio of 0.65 is 78.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BH Bank and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BH Bank's current PS Ratio is 0.65, which is 13% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Fairly Valued. The stock's GF Value™ is TND13.07, compared to a current price of TND13.50 — trading 3.3% above its estimated fair value. The current PS Ratio is 0.65, which is 13% below median its 10-year median of 0.75 and 78.3% below the Banks industry median of 3.00. BH Bank's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current PS Ratio is 0.65 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be overvalued. The current stock price of TND13.50 is trading 3.3% above its estimated GF Value™ of TND13.07. GuruFocus considers BH Bank to be Fairly Valued.

Key valuation signals for XTUN:BH:

  • PS Ratio: 0.65 (13% below median its 10-year median of 0.75)
  • GF Value™: TND13.07 vs. price of TND13.50 (3.3% above fair value)
  • GF Score™: 88/100 with 4 warning signs
  • Industry Position: 78.3% below the Banks median (#54 of 1515)

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
88GF Score

Get the complete analysis for XTUN:BH

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND13.50
Price
TND13.07
GF Value