BH Bank (XTUN:BH) LT-Debt-to-Total-Asset: 0.27 (As of Dec. 2024)

BH Bank XTUN:BH 86 LT-Debt-to-Total-Asset is 0.27 as of Dec. 2024. GuruFocus rates XTUN:BH with a GF Score™ of 86/100 and a GF Value™ of TND13.06 (Fairly Valued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. BH Bank's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.27.

BH Bank's long-term debt to total assets ratio increased from Dec. 2022 (0.26) to Dec. 2024 (0.27). It may suggest that BH Bank is progressively becoming more dependent on debt to grow their business.

BH Bank (XTUN:BH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

BH Bank LT-Debt-to-Total-Asset Related Terms

BH Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for BH Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank LT-Debt-to-Total-Asset Chart

BH Bank Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.29

0.26

0.23

0.27

BH Bank Semi-Annual Data
	Dec14	Dec15	Dec16	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial						0.29	0.26	0.26	0.23	0.27

86GF Score

BH Bank XTUN:BH

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

BH Bank LT-Debt-to-Total-Asset Calculation

BH Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )	/	Total Assets (A: Dec. 2024 )
	=	4097.18	/	15471.043
	=	0.26

BH Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )	/	Total Assets (Q: Dec. 2024 )
	=	4097.18	/	15471.043
	=	0.26

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.27 mean?

BH Bank (XTUN:BH) has a LT-Debt-to-Total-Asset of 0.27 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BH Bank and its competitors.

Is BH Bank's LT-Debt-to-Total-Asset too high?

BH Bank's current LT-Debt-to-Total-Asset is 0.27. Overall, BH Bank has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does BH Bank's LT-Debt-to-Total-Asset compare to PNC and USB?

BH Bank's LT-Debt-to-Total-Asset of 0.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on BH Bank and its competitors. BH Bank's current LT-Debt-to-Total-Asset is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BH Bank stock overvalued right now?

Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Fairly Valued. The stock's GF Value™ is TND13.06, compared to a current price of TND13.76 — trading 5.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.27. BH Bank's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current LT-Debt-to-Total-Asset is 0.27 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be overvalued. The current stock price of TND13.76 is trading 5.4% above its estimated GF Value™ of TND13.06. GuruFocus considers BH Bank to be Fairly Valued.

Key valuation signals for XTUN:BH:

LT-Debt-to-Total-Asset: 0.27
GF Value™: TND13.06 vs. price of TND13.76 (5.4% above fair value)
GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.