BH Bank (XTUN:BH) Scaled Net Operating Assets: 0.40 (As of Dec. 2024)

BH Bank XTUN:BH 81 Scaled Net Operating Assets is 0.40 as of Dec. 2024. GuruFocus rates XTUN:BH with a GF Score™ of 81/100 and a GF Value™ of TND13.06 (Modestly Undervalued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BH Bank's operating assets for the quarter that ended in Dec. 2024 was TND15,313.4 Mil. BH Bank's operating liabilities for the quarter that ended in Dec. 2024 was TND9,557.4 Mil. BH Bank's Total Assets for the quarter that ended in Dec. 2023 was TND14,254.0 Mil. Therefore, BH Bank's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2024 was 0.40.

BH Bank Scaled Net Operating Assets Related Terms

81GF Score

BH Bank XTUN:BH

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BH Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BH Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2024 )
=	(Operating Assets (A: Dec. 2024 )	-	Operating Liabilities (A: Dec. 2024 ))	/	Total Assets (A: Dec. 2023 )
=	(15313.426	-	9557.43)	/	14253.975
=	0.40

where

	Operating Assets		(A: Dec. 2024 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	15471.043	-	157.617
=	15313.426

	Operating Liabilities		(A: Dec. 2024 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	13654.61	-	4097.18	-	0
=	9557.43

BH Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2024 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2024 )
=	(Operating Assets (Q: Dec. 2024 )	-	Operating Liabilities (Q: Dec. 2024 ))	/	Total Assets (Q: Dec. 2023 )
=	(15313.426	-	9557.43)	/	14253.975
=	0.40

where

	Operating Assets		(Q: Dec. 2024 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	15471.043	-	157.617
=	15313.426

	Operating Liabilities		(Q: Dec. 2024 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	13654.61	-	4097.18	-	0
=	9557.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Scaled Net Operating Assets →

What does a Scaled Net Operating Assets of 0.40 mean?

BH Bank (XTUN:BH) has a Scaled Net Operating Assets of 0.40 as of Dec. 2024. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on BH Bank and its competitors.

Is BH Bank's Scaled Net Operating Assets too high?

BH Bank's current Scaled Net Operating Assets is 0.40. Overall, BH Bank has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does BH Bank's Scaled Net Operating Assets compare to PNC and USB?

BH Bank's Scaled Net Operating Assets of 0.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Scaled Net Operating Assets for a Banks company?

A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Scaled Net Operating Assets mean?

A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on BH Bank and its competitors. BH Bank's current Scaled Net Operating Assets is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BH Bank stock overvalued right now?

Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Modestly Undervalued. The stock's GF Value™ is TND13.06, compared to a current price of TND10.20 — trading 21.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.40. BH Bank's overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Scaled Net Operating Assets calculated?

Scaled Net Operating Assets is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current Scaled Net Operating Assets is 0.40 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be undervalued. The current stock price of TND10.20 is trading 21.9% below its estimated GF Value™ of TND13.06. GuruFocus considers BH Bank to be Modestly Undervalued.

Key valuation signals for XTUN:BH:

Scaled Net Operating Assets: 0.40
GF Value™: TND13.06 vs. price of TND10.20 (21.9% below fair value)
GF Score™: 81/100

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.