BH Bank (XTUN:BH) Equity-to-Asset: 0.10 (As of Dec. 2024) — 25% Above Median

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XTUN:BH BH Bank XTUN:BH
54 GF Score
Price TND14.90
! 3 Warning Signs
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What is BH Bank Equity-to-Asset?

BH Bank XTUN:BH +0.68% 54 Equity-to-Asset is 0.10 as of Dec. 2024, which is 25% above its 10-year median of 0.08. GuruFocus rates XTUN:BH with a GF Score™ of 54/100. The stock has 3 warning signs investors should review. Among 1,518 Banks companies, BH Bank ranks better than 54.41% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. BH Bank's Total Stockholders Equity for the quarter that ended in Dec. 2024 was TND1,611.1 Mil. BH Bank's Total Assets for the quarter that ended in Dec. 2024 was TND15,471.0 Mil. Therefore, BH Bank's Equity to Asset Ratio for the quarter that ended in Dec. 2024 was 0.10.

The historical rank and industry rank for BH Bank's Equity-to-Asset or its related term are showing as below:

XTUN:BH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06   Med: 0.08   Max: 0.1
Current: 0.1

During the past 11 years, the highest Equity to Asset Ratio of BH Bank was 0.10. The lowest was 0.06. And the median was 0.08.

XTUN:BH's Equity-to-Asset is ranked better than
54.41% of 1518 companies
in the Banks industry
Industry Median: 0.1 vs XTUN:BH: 0.10

BH Bank  (XTUN:BH) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


BH Bank Equity-to-Asset Related Terms


BH Bank Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for BH Bank's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank Equity-to-Asset Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.11 0.10 0.11 0.12

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.08 0.09 0.09 0.10 0.10

XTUN:BH vs USB, PNC: Equity-to-Asset Comparison

For the Banks - Regional subindustry, BH Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where BH Bank's Equity-to-Asset falls into.


XTUN:BH
54GF Score
BH Bank XTUN:BH
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

BH Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Equity to Asset (A: Dec. 2024 )=Total Stockholders Equity/Total Assets
=1611.089/15450.133
=0.10

BH Bank's Equity to Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

Equity to Asset (Q: Dec. 2024 )=Total Stockholders Equity/Total Assets
=1611.089/15471.043
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.10 mean?
BH Bank (XTUN:BH) has a Equity-to-Asset of 0.10 as of Dec. 2024. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BH Bank and its competitors. This is 25% above median its historical median of 0.08. Over the past decade, BH Bank's Equity-to-Asset has ranged from 0.06 to 0.10. According to the industry distribution chart, BH Bank ranks #692 out of 1518 companies in the Banks industry, placing it in the top 45.6%.
Is BH Bank's Equity-to-Asset too high?
BH Bank's current Equity-to-Asset of 0.10 is 25% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. BH Bank's value of 0.10 is 0% at this industry median. Based on the distribution chart, BH Bank ranks #692 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, BH Bank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does BH Bank's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, BH Bank ranks #692 out of 1518 companies for Equity-to-Asset. This puts BH Bank in the upper half of its industry. The industry median Equity-to-Asset is 0.10. BH Bank's value of 0.10 is 0% at this benchmark. Historically, BH Bank's own Equity-to-Asset has ranged from 0.06 to 0.10 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, BH Bank has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BH Bank's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BH Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BH Bank's current Equity-to-Asset is 0.10, which is 25% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
BH Bank (XTUN:BH) has a current Equity-to-Asset of 0.10. The current Equity-to-Asset is 0.10, which is 25% above median its 10-year median of 0.08 and 0% at the Banks industry median of 0.10. BH Bank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current Equity-to-Asset is 0.10 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
54GF Score

Get the complete analysis for XTUN:BH

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND14.90
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