BH BankXTUN:BH 81 FCF Margin % is 38.78% as of Dec. 2024. GuruFocus rates XTUN:BH with a GF Score™ of 81/100 and a GF Value™ of TND13.03 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,505 Banks companies, BH Bank ranks better than 67.71% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. BH Bank's Free Cash Flow for the
six
months ended in Dec. 2024 was TND380.7 Mil. BH Bank's Revenue for the
six
months ended in Dec. 2024 was TND981.8 Mil. Therefore, BH Bank's FCF Margin % for the quarter that ended in Dec. 2024 was 38.78%.
The historical rank and industry rank for BH Bank's FCF Margin % or its related term are showing as below:
XTUN:BH'
s FCF Margin % Range Over the Past 10 Years
Min: -384.08 Med: -17.21 Max: 199.87
Current: 38.78
During the past 11 years, the highest FCF Margin % of BH Bank was 199.87%. The lowest was -384.08%. And the median was -17.21%.
XTUN:BH's FCF Margin % is ranked better than 67.71% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs XTUN:BH: 38.78
BH Bank FCF Margin % Related Terms
BH Bank FCF Margin % Historical Data
* Premium members only.
The historical data trend for BH Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BH Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BH Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BH Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BH Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BH Bank (XTUN:BH) has a FCF Margin % of 38.78% as of Dec. 2024. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BH Bank and its competitors. According to the industry distribution chart, BH Bank ranks #486 out of 1505 companies in the Banks industry, placing it in the top 32.3%.
Is BH Bank's FCF Margin % too high?
BH Bank's current FCF Margin % is 38.78%. The Banks industry median FCF Margin % is 26.55. BH Bank's value of 38.78% is 46.1% above this industry median. Based on the distribution chart, BH Bank ranks #486 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, BH Bank has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BH Bank's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BH Bank ranks #486 out of 1505 companies for FCF Margin %. This puts BH Bank in the upper half of its industry. The industry median FCF Margin % is 26.55. BH Bank's value of 38.78% is 46.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BH Bank's current FCF Margin % of 38.78% is 46.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BH Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BH Bank's current FCF Margin % is 38.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Modestly Undervalued. The stock's GF Value™ is TND13.03, compared to a current price of TND10.20 — trading 21.7% below its estimated fair value. The current FCF Margin % is 38.78% and 46.1% above the Banks industry median of 26.55. BH Bank's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current FCF Margin % is 38.78% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BH Bank (XTUN:BH) Overvalued in 2026?
Based on GuruFocus' analysis, BH Bank stock appears to be undervalued.
The current stock price of TND10.20 is trading 21.7% below its estimated GF Value™ of TND13.03.
GuruFocus considers BH Bank to be Modestly Undervalued.
Key valuation signals for XTUN:BH:
FCF Margin %: 38.78%
GF Value™: TND13.03 vs. price of TND10.20 (21.7% below fair value)
Industry Position: 46.1% above the Banks median (#486 of 1505)
No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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