BH Bank (XTUN:BH) ROE % Adjusted to Book Value: 12.55% (As of Dec. 2024)


XTUN:BH BH Bank XTUN:BH
81 GF Score
Price TND10.20
GF Value TND13.06
Valuation Modestly Undervalued
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What is BH Bank ROE % Adjusted to Book Value?

BH Bank XTUN:BH 81 ROE % Adjusted to Book Value is 12.55% as of Dec. 2024. GuruFocus rates XTUN:BH with a GF Score™ of 81/100 and a GF Value™ of TND13.06 (Modestly Undervalued).

BH Bank's ROE % for the quarter that ended in Dec. 2024 was 4.77%. BH Bank's PB Ratio for the quarter that ended in Dec. 2024 was 0.38. BH Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 was 12.55%.


BH Bank ROE % Adjusted to Book Value Related Terms


BH Bank ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for BH Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank ROE % Adjusted to Book Value Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.17 32.13 20.08 25.90 12.55

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 17.17 32.13 20.08 25.90 12.55

XTUN:BH vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, BH Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where BH Bank's ROE % Adjusted to Book Value falls into.


XTUN:BH
81GF Score
BH Bank XTUN:BH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank ROE % Adjusted to Book Value Calculation

BH Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.77% / 0.38
=12.55%

BH Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.77% / 0.38
=12.55%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.55% mean?
BH Bank (XTUN:BH) has a ROE % Adjusted to Book Value of 12.55% as of Dec. 2024. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BH Bank and its competitors.
Is BH Bank's ROE % Adjusted to Book Value too high?
BH Bank's current ROE % Adjusted to Book Value is 12.55%. Overall, BH Bank has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BH Bank's ROE % Adjusted to Book Value compare to PNC and USB?
BH Bank's ROE % Adjusted to Book Value of 12.55% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BH Bank and its competitors. BH Bank's current ROE % Adjusted to Book Value is 12.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Modestly Undervalued. The stock's GF Value™ is TND13.06, compared to a current price of TND10.20 — trading 21.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.55%. BH Bank's overall GF Score™ is 81/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current ROE % Adjusted to Book Value is 12.55% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be undervalued. The current stock price of TND10.20 is trading 21.9% below its estimated GF Value™ of TND13.06. GuruFocus considers BH Bank to be Modestly Undervalued.

Key valuation signals for XTUN:BH:

  • ROE % Adjusted to Book Value: 12.55%
  • GF Value™: TND13.06 vs. price of TND10.20 (21.9% below fair value)
  • GF Score™: 81/100

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
81GF Score

Get the complete analysis for XTUN:BH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND10.20
Price
TND13.06
GF Value