BH Bank (XTUN:BH) OCF Margin %: 39.95% (As of Dec. 2024)


XTUN:BH BH Bank XTUN:BH
81 GF Score
Price TND10.20
GF Value TND13.03
Valuation Modestly Undervalued
! 1 Warning Sign
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What is BH Bank OCF Margin %?

BH Bank XTUN:BH 81 OCF Margin % is 39.95% as of Dec. 2024. GuruFocus rates XTUN:BH with a GF Score™ of 81/100 and a GF Value™ of TND13.03 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,501 Banks companies, BH Bank ranks better than 65.42% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. BH Bank's Cash Flow from Operations for the six months ended in Dec. 2024 was TND392.2 Mil. BH Bank's Revenue for the six months ended in Dec. 2024 was TND981.8 Mil. Therefore, BH Bank's OCF Margin % for the quarter that ended in Dec. 2024 was 39.95%.

As of today, BH Bank's current OCF Yield % is 80.78%.

The historical rank and industry rank for BH Bank's OCF Margin % or its related term are showing as below:

XTUN:BH' s OCF Margin % Range Over the Past 10 Years
Min: -384.08   Med: -12.25   Max: 204.58
Current: 39.95


During the past 11 years, the highest OCF Margin % of BH Bank was 204.58%. The lowest was -384.08%. And the median was -12.25%.

XTUN:BH's OCF Margin % is ranked better than
65.42% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs XTUN:BH: 39.95


BH Bank OCF Margin % Related Terms


BH Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for BH Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BH Bank OCF Margin % Chart

BH Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 111.20 -11.06 -34.75 59.67 39.95

BH Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 111.20 -11.06 -34.75 59.67 39.95

XTUN:BH vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, BH Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BH Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, BH Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where BH Bank's OCF Margin % falls into.


XTUN:BH
81GF Score
BH Bank XTUN:BH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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BH Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

BH Bank's OCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=392.214/981.778
=39.95 %

BH Bank's OCF Margin for the quarter that ended in Dec. 2024 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=392.214/981.778
=39.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 39.95% mean?
BH Bank (XTUN:BH) has a OCF Margin % of 39.95% as of Dec. 2024. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BH Bank and its competitors. According to the industry distribution chart, BH Bank ranks #519 out of 1501 companies in the Banks industry, placing it in the top 34.6%.
Is BH Bank's OCF Margin % too high?
BH Bank's current OCF Margin % is 39.95%. The Banks industry median OCF Margin % is 29.44. BH Bank's value of 39.95% is 35.7% above this industry median. Based on the distribution chart, BH Bank ranks #519 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, BH Bank has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BH Bank's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BH Bank ranks #519 out of 1501 companies for OCF Margin %. This puts BH Bank in the upper half of its industry. The industry median OCF Margin % is 29.44. BH Bank's value of 39.95% is 35.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BH Bank's current OCF Margin % of 39.95% is 35.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BH Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BH Bank's current OCF Margin % is 39.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BH Bank stock overvalued right now?
Based on GuruFocus' analysis, BH Bank (XTUN:BH) is currently considered Modestly Undervalued. The stock's GF Value™ is TND13.03, compared to a current price of TND10.20 — trading 21.7% below its estimated fair value. The current OCF Margin % is 39.95% and 35.7% above the Banks industry median of 29.44. BH Bank's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BH Bank (XTUN:BH), the current OCF Margin % is 39.95% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BH Bank (XTUN:BH) Overvalued in 2026?

Based on GuruFocus' analysis, BH Bank stock appears to be undervalued. The current stock price of TND10.20 is trading 21.7% below its estimated GF Value™ of TND13.03. GuruFocus considers BH Bank to be Modestly Undervalued.

Key valuation signals for XTUN:BH:

  • OCF Margin %: 39.95%
  • GF Value™: TND13.03 vs. price of TND10.20 (21.7% below fair value)
  • GF Score™: 81/100 with 1 warning sign
  • Industry Position: 35.7% above the Banks median (#519 of 1501)

No single metric tells the full story. See the XTUN:BH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BH Bank Business Description

Address 67 Rue Alain Savary, See X2 Residence Les Jardins II Block A, 7th floor, Tunis, TUN, 1002
BH Bank is engaged in the banking business. It provides loans, accounts, and credit card services, among others.
81GF Score

Get the complete analysis for XTUN:BH

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND10.20
Price
TND13.03
GF Value