Citystatevings Bank (PHS:CSB) Deferred Policy Acquisition Costs: ₱0.0 Mil (As of Jun. 2026)

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PHS:CSB Citystate Savings Bank Inc PHS:CSB
38 GF Score
Price ₱13.96
GF Value ₱6.92
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Citystatevings Bank Deferred Policy Acquisition Costs?

Citystatevings Bank PHS:CSB 38 Deferred Policy Acquisition Costs is ₱0.0 Mil as of Jun. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 38/100 and a GF Value™ of ₱6.92 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Deferred Policy Acquisition Costs represent the costs incurred by insurance companies for policy acquisitions that has not been paid.

Citystatevings Bank Deferred Policy Acquisition Costs Historical Data

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The historical data trend for Citystatevings Bank's Deferred Policy Acquisition Costs can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank Deferred Policy Acquisition Costs Chart

Citystatevings Bank Annual Data
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Citystatevings Bank Quarterly Data
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PHS:CSB
38GF Score
Citystate Savings Bank Inc PHS:CSB
Deferred Policy Acquisition Costs is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Deferred Policy Acquisition Costs of ₱0.0 Mil mean?
Citystatevings Bank (PHS:CSB) has a Deferred Policy Acquisition Costs of ₱0.0 Mil as of Jun. 2026. Deferred Policy Acquisition Costs represent the costs insurance companies incur from unpaid policy acquisitions. View historical data on Citystatevings Bank.
Is Citystatevings Bank's Deferred Policy Acquisition Costs too high?
Citystatevings Bank's current Deferred Policy Acquisition Costs is ₱0.0 Mil. Overall, Citystatevings Bank has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Deferred Policy Acquisition Costs compare to PNC and USB?
Citystatevings Bank's Deferred Policy Acquisition Costs of ₱0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Deferred Policy Acquisition Costs for a Banks company?
A good Deferred Policy Acquisition Costs depends on the Banks industry context. However, Deferred Policy Acquisition Costs should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Deferred Policy Acquisition Costs mean?
A high Deferred Policy Acquisition Costs can signal that a stock is expensive relative to its fundamentals. Deferred Policy Acquisition Costs represent the costs insurance companies incur from unpaid policy acquisitions. View historical data on Citystatevings Bank. Citystatevings Bank's current Deferred Policy Acquisition Costs is ₱0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.92, compared to a current price of ₱13.96 — trading 101.7% above its estimated fair value. The current Deferred Policy Acquisition Costs is ₱0.0 Mil. Citystatevings Bank's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Deferred Policy Acquisition Costs calculated?
Deferred Policy Acquisition Costs is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Deferred Policy Acquisition Costs is ₱0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱13.96 is trading 101.7% above its estimated GF Value™ of ₱6.92. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Deferred Policy Acquisition Costs: ₱0.0 Mil
  • GF Value™: ₱6.92 vs. price of ₱13.96 (101.7% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
38GF Score

Get the complete analysis for PHS:CSB

Deferred Policy Acquisition Costs is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱13.96
Price
₱6.92
GF Value