Citystatevings Bank (PHS:CSB) Momentum Rank: 2 (As of Jul. 13, 2026) — 60% Below Median


PHS:CSB Citystate Savings Bank Inc PHS:CSB
29 GF Score
Price ₱14.50
GF Value ₱6.84
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Citystatevings Bank Momentum Rank?

Citystatevings Bank PHS:CSB 29 Momentum Rank is 2 as of Jul. 13, 2026, which is 60% below its 10-year median of 5.00. GuruFocus rates PHS:CSB with a GF Score™ of 29/100 and a GF Value™ of ₱6.84 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Citystatevings Bank has the Momentum Rank of 2.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Citystatevings Bank Momentum Rank Related Terms

PHS:CSB vs PNC, USB: Momentum Rank Comparison

For the Banks - Regional subindustry, Citystatevings Bank's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citystatevings Bank Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Citystatevings Bank's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Citystatevings Bank's Momentum Rank falls into.


PHS:CSB
29GF Score
Citystate Savings Bank Inc PHS:CSB
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 2 mean?
Citystatevings Bank (PHS:CSB) has a Momentum Rank of 2 as of Jul. 13, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Citystatevings Bank and its competitors. This is 60% below median its historical median of 5.00. Over the past decade, Citystatevings Bank's Momentum Rank has ranged from 1.00 to 10.00.
Is Citystatevings Bank's Momentum Rank too high?
Citystatevings Bank's current Momentum Rank of 2 is 60% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Citystatevings Bank has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Momentum Rank compare to PNC and USB?
Citystatevings Bank's Momentum Rank of 2 can be compared against companies in the Banks industry. Historically, Citystatevings Bank's own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Citystatevings Bank and its competitors. Citystatevings Bank's current Momentum Rank is 2, which is 60% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.84, compared to a current price of ₱14.50 — trading 112% above its estimated fair value. The current Momentum Rank is 2, which is 60% below median its 10-year median of 5.00. Citystatevings Bank's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Momentum Rank is 2 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱14.50 is trading 112% above its estimated GF Value™ of ₱6.84. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Momentum Rank: 2 (60% below median its 10-year median of 5.00)
  • GF Value™: ₱6.84 vs. price of ₱14.50 (112% above fair value)
  • GF Score™: 29/100 with 3 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
29GF Score

Get the complete analysis for PHS:CSB

Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.50
Price
₱6.84
GF Value