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Citystatevings BankPHS:CSB 40 Operating Cash Flow per Share is ₱5.57 as of Mar. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 40/100 and a GF Value™ of ₱6.85 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,075 Banks companies, Citystatevings Bank ranks worse than 93023.16% on this metric.
Citystatevings Bank's operating cash flow per share for the
three
months ended in Mar. 2026 was ₱3.28.
Citystatevings Bank's operating cash flow per share for the trailing twelve months (TTM) ended in Mar. 2026 was ₱5.57.
During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Citystatevings Bank was 43.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.
The historical rank and industry rank for Citystatevings Bank's Operating Cash Flow per Share or its related term are showing as below:
During the past 13 years, Citystatevings Bank's highest 3-Year average Operating Cash Flow per Share Growth Rate was 43.60% per year. The lowest was -62.60% per year. And the median was -8.60% per year.
PHS:CSB's 3-Year OCF Growth Rate is not ranked *
in the Banks industry.
Industry Median: -0.3 * Ranked among companies with meaningful 3-Year OCF Growth Rate only.
Citystatevings Bank Operating Cash Flow per Share Related Terms
Citystatevings Bank Operating Cash Flow per Share Historical Data
* Premium members only.
The historical data trend for Citystatevings Bank's Operating Cash Flow per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citystatevings Bank Operating Cash Flow per Share Chart
PHS:CSB vs PNC, USB: Operating Cash Flow per Share Comparison
For the Banks - Regional subindustry, Citystatevings Bank's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citystatevings Bank Price-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Citystatevings Bank's Price-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Citystatevings Bank's Price-to-Operating-Cash-Flow falls into.
Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱5.57
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Operating Cash Flow per Share of ₱5.57 mean?
Citystatevings Bank (PHS:CSB) has a Operating Cash Flow per Share of ₱5.57 as of Mar. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Citystatevings Bank and its competitors. According to the industry distribution chart, Citystatevings Bank ranks #999999 out of 1075 companies in the Banks industry.
Is Citystatevings Bank's Operating Cash Flow per Share too high?
Citystatevings Bank's current Operating Cash Flow per Share is ₱5.57. Based on the distribution chart, Citystatevings Bank ranks #999999 out of 1075 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citystatevings Bank has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Operating Cash Flow per Share compare to PNC and USB?
According to the Banks industry distribution chart, Citystatevings Bank ranks #999999 out of 1075 companies for Operating Cash Flow per Share. This places Citystatevings Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
A good Operating Cash Flow per Share depends on the Banks industry context. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Citystatevings Bank and its competitors. Citystatevings Bank's current Operating Cash Flow per Share is ₱5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.85, compared to a current price of ₱13.96 — trading 103.8% above its estimated fair value. The current Operating Cash Flow per Share is ₱5.57. Citystatevings Bank's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Operating Cash Flow per Share is ₱5.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?
Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued.
The current stock price of ₱13.96 is trading 103.8% above its estimated GF Value™ of ₱6.85.
GuruFocus considers Citystatevings Bank to be Significantly Overvalued.
Key valuation signals for PHS:CSB:
Operating Cash Flow per Share: ₱5.57
GF Value™: ₱6.85 vs. price of ₱13.96 (103.8% above fair value)
No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
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Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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