Citystatevings Bank (PHS:CSB) Other Noninterest Expense: ₱439.3 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:CSB Citystate Savings Bank Inc PHS:CSB
38 GF Score
Price ₱13.96
GF Value ₱6.92
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Citystatevings Bank Other Noninterest Expense?

Citystatevings Bank PHS:CSB 38 Other Noninterest Expense is ₱439.3 Mil as of Jun. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 38/100 and a GF Value™ of ₱6.92 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Citystatevings Bank's other noninterest expense for the three months ended in Jun. 2026 was ₱100.8 Mil. Its other noninterest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₱439.3 Mil.


Citystatevings Bank Other Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Citystatevings Bank's Other Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank Other Noninterest Expense Chart

Citystatevings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Other Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 266.44 352.70 446.81 403.06 422.49

Citystatevings Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Other Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 102.31 100.15 138.71 99.64 100.77
PHS:CSB
38GF Score
Citystate Savings Bank Inc PHS:CSB
Other Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citystatevings Bank Other Noninterest Expense Calculation

GuruFocus uses a standardized financial statement format for all companies. For banks, GuruFocus lists Selling, General, & Admin. Expense and Other Noninterest Expense under the Total Noninterest Expense section.

Other Noninterest Expense incurred by banks sometimes includes:
Occupancy
Equipment
Professional fees
Amortization of intangibles
Other (too numerous to list)

Some banks can do choose to report each of these items separately. Yet, there are a variety of other noninterest expense which are simply too numerous to list.

Other Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱439.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Other Noninterest Expense of ₱439.3 Mil mean?
Citystatevings Bank (PHS:CSB) has a Other Noninterest Expense of ₱439.3 Mil as of Jun. 2026. Other noninterest expenses that a bank accrues or records on its income statement. View historical data on Citystatevings Bank and its competitors.
Is Citystatevings Bank's Other Noninterest Expense too high?
Citystatevings Bank's current Other Noninterest Expense is ₱439.3 Mil. Overall, Citystatevings Bank has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Other Noninterest Expense compare to PNC and USB?
Citystatevings Bank's Other Noninterest Expense of ₱439.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Other Noninterest Expense for a Banks company?
A good Other Noninterest Expense depends on the Banks industry context. However, Other Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Other Noninterest Expense mean?
A high Other Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Other noninterest expenses that a bank accrues or records on its income statement. View historical data on Citystatevings Bank and its competitors. Citystatevings Bank's current Other Noninterest Expense is ₱439.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.92, compared to a current price of ₱13.96 — trading 101.7% above its estimated fair value. The current Other Noninterest Expense is ₱439.3 Mil. Citystatevings Bank's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Other Noninterest Expense calculated?
Other Noninterest Expense is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Other Noninterest Expense is ₱439.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱13.96 is trading 101.7% above its estimated GF Value™ of ₱6.92. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Other Noninterest Expense: ₱439.3 Mil
  • GF Value™: ₱6.92 vs. price of ₱13.96 (101.7% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
38GF Score

Get the complete analysis for PHS:CSB

Other Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱13.96
Price
₱6.92
GF Value