Citystatevings Bank (PHS:CSB) Credit Losses Provision: ₱0.0 Mil (As of Jun. 2026)

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PHS:CSB Citystate Savings Bank Inc PHS:CSB
40 GF Score
Price ₱13.12
GF Value ₱6.93
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Citystatevings Bank Credit Losses Provision?

Citystatevings Bank PHS:CSB 40 Credit Losses Provision is ₱0.0 Mil as of Jun. 2026. GuruFocus rates PHS:CSB with a GF Score™ of 40/100 and a GF Value™ of ₱6.93 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Citystatevings Bank's credit losses provision for the three months ended in Jun. 2026 was ₱0.0 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2026 was ₱0.0 Mil.

Citystatevings Bank Credit Losses Provision Historical Data

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The historical data trend for Citystatevings Bank's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citystatevings Bank Credit Losses Provision Chart

Citystatevings Bank Annual Data
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Citystatevings Bank Quarterly Data
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PHS:CSB
40GF Score
Citystate Savings Bank Inc PHS:CSB
Credit Losses Provision is just one metric. See GF Score™, valuation, warning signs, and more.
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Citystatevings Bank Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Credit Losses Provision of ₱0.0 Mil mean?
Citystatevings Bank (PHS:CSB) has a Credit Losses Provision of ₱0.0 Mil as of Jun. 2026. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Citystatevings Bank and its competitors.
Is Citystatevings Bank's Credit Losses Provision too high?
Citystatevings Bank's current Credit Losses Provision is ₱0.0 Mil. Overall, Citystatevings Bank has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citystatevings Bank's Credit Losses Provision compare to PNC and USB?
Citystatevings Bank's Credit Losses Provision of ₱0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Credit Losses Provision for a Banks company?
A good Credit Losses Provision depends on the Banks industry context. However, Credit Losses Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Credit Losses Provision mean?
A high Credit Losses Provision can signal that a stock is expensive relative to its fundamentals. Provision for credit loss is the amount a bank reserves to cover non-performing loans. View historical data on Citystatevings Bank and its competitors. Citystatevings Bank's current Credit Losses Provision is ₱0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citystatevings Bank stock overvalued right now?
Based on GuruFocus' analysis, Citystatevings Bank (PHS:CSB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱6.93, compared to a current price of ₱13.12 — trading 89.3% above its estimated fair value. The current Credit Losses Provision is ₱0.0 Mil. Citystatevings Bank's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Credit Losses Provision calculated?
Credit Losses Provision is calculated from a company's financial statements. For Citystatevings Bank (PHS:CSB), the current Credit Losses Provision is ₱0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citystatevings Bank (PHS:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Citystatevings Bank stock appears to be overvalued. The current stock price of ₱13.12 is trading 89.3% above its estimated GF Value™ of ₱6.93. GuruFocus considers Citystatevings Bank to be Significantly Overvalued.

Key valuation signals for PHS:CSB:

  • Credit Losses Provision: ₱0.0 Mil
  • GF Value™: ₱6.93 vs. price of ₱13.12 (89.3% above fair value)
  • GF Score™: 40/100 with 2 warning signs

No single metric tells the full story. See the PHS:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citystatevings Bank Business Description

Address 709 Shaw Boulevard, 2nd Floor, Citystate Centre Building, Metro Manila, Pasig, PHL, 1600
Citystate Savings Bank Inc operations include commercial banking, retail banking and treasury services. Aside from the traditional products and services offered by a thrift bank, bank offers a wide range of banking services, such as but not limited to deposit products and services, cash management, onsite/offsite ATM facilities, corporate and retail banking, and treasury services. The Bank provides a venue for consumer/personal loans by accepting jewelry for instant cash loans, aside from its own lending activities of servicing commercial loans, real estate and development loans, auto loan financing, salary loans (APDS, accredited company loans, etc.) agricultural loans and a host of other financial services.
40GF Score

Get the complete analysis for PHS:CSB

Credit Losses Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱13.12
Price
₱6.93
GF Value